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‘Casual Collisions’ and ‘Sharper Focus’
I could never have anticipated fully what the next months would bring after Westfield initiated its business continuity plan on March 12, 2020. My company's response was energetic and focused, so ...
After COVID: The Road Ahead for Agents
Looking ahead to the days after the COVID-19 crisis, the need for some changes in the independent agency channel becomes clear. The channel needs more—and better—digital capabilities. During the ...
A Quarantine Dispatch on Metromile, Lemonade and Root’s Financials
Since the first article in this series, Dispatches From InsurTech Survival Island, our principal goal in analyzing the quarterly statutory statements of the most relevant U.S. property/casualty ...
Prediction vs. Reality: Cyber Risk in the COVID-19 World
Two months ago, as COVID-19 began to spread from its initial hotspots in China and Italy into the U.S., there was a great deal of speculation about how it might impact cybersecurity risk. ...
How Smart Technology Creates New Home Insurance Opportunities
While the average American home hasn't changed much on the outside, the devices and lifestyles inside have changed dramatically in the last 50 years. As transmitter radios were replaced with ...
In 2020, InsurTechs Come Down to Earth
InsurTech startups in their first few years have supplied plenty of flash and dazzle, paired with promises to disrupt and transform the insurance industry through radical changes and inventions. In ...
COVID-Driven Bankruptcy Litigation Setting D&O Market on Edge
With revenues tumbling, companies across many industry sectors confront a heightened risk of bankruptcy, spurring possible class action lawsuits brought by creditors against corporate directors and ...
Business Interrupted: Why Insurers Are on the Hook for COVID-19
If you own business Interruption insurance, and your business gets interrupted by COVID-19, the income you lose must be covered by your policy, right? Not exactly, as people across the country are ...