Markets
AI Data Center Boom: Understanding How Risks Are Changing
The U.S. data center market is expanding rapidly, driven by artificial intelligence, advanced encryption, cryptocurrency mining and other emerging technologies. New data center construction is ...
AM Best: US Home Insurers in 2025 Book First Underwriting Profit in Seven Years
U.S. homeowners multiperil insurers reversed a $1.3 billion underwriting loss in 2024 to post an underwriting profit of $16.5 billion in 2025 – the line's first underwriting gain since 2019, said ...
Florida OIR Approves Four More HO Rate Cuts as Citizens Keeps Shrinking
Florida's insurance commissioner announced his office has approved four rate decreases on homeowner policies, averaging 7% and affecting 62,000 policies at renewal. And more rate cuts are on the ...
Resolve, Triage, and Enrich: What Makes the First Mile of Intake Work
Insurance teams are continuously trying to reduce friction at intake. Prefill and enrichment are workhorses in that effort. Prefill populates fields, standardizes entries, and removes busywork that ...
The Technology Taking Parametric Insurance Mainstream
This year, a series of market reports and industry developments call out a clear trend: Parametric insurance is entering the mainstream. Research & Markets' Parametric Insurance Market Report ...
Why Automation-First AI Falls Short in Specialty Lines
A system can identify every limit, exclusion and endorsement in a policy and still get the coverage analysis wrong. It may read every page yet miss how an endorsement changes the coverage grant, ...
WTW, Ivans Reports Signal More Commercial Rate Moderation
U.S. commercial insurance rates increased 0.5% in the second quarter 2026, according to the latest WTW Commercial Lines Insurance Pricing Survey (CLIPS). "Commercial insurance pricing is continuing ...
AI Data Center Boom Creates New Risks, Opportunities for Insurers
The rapid expansion of artificial intelligence is creating a wave of data center construction and, along with it, unprecedented risks and opportunities for insurers. "This has certainly taken over ...