Markets
Reinsurance Turning Point: From Operational Constraint to Competitive Advantage
Insurers have spent the past decade modernizing core operations. Policy administration, claims and underwriting have all benefited from advanced analytics, AI and digitized processes. Central data ...
U.S. P/C Insurers Post Biggest Q1 Underwriting Profit in 25 Years
The U.S. property/casualty insurance industry posted another record in the first quarter of 2026, with a combined ratio of 89.5—before policyholder dividends—standing as the best first-quarter ...
U.S. Personal Lines Insurers Ask for Less Rate After Period of Catch-Up
It appears as though auto and home insurers have caught up, appropriately matching premium to risk in their portfolios. According to a new report from insurance industry rating agency AM Best, rate ...
Executive Viewpoint: What Telematics Got Wrong and What It Means for Commercial Auto
In 2012, I joined Direct Line Group's motor team to help build a telematics insurance product. The idea was simple: use real driving data to move beyond crude proxies—age, postcode, ...It’s a Good Thing? Martha Stewart to Get Into Home Insurance With Hint
Hint, a self-described "home management platform," has launched with a $10 million seed round of funding and the original influencer of all things having to do with the home living. Well-known ...
Why and How Homeowners Underwriting Must Change
Excellence in homeowners insurance requires sophisticated risk management, but today's industry environment is testing the limits of traditional underwriting approaches. Weather events are occurring ...
Progressive Is Biggest Auto Insurer, Surpassing State Farm: S&P GMI
The numbers aren't all in, but it looks like Progressive is now the biggest private passenger auto insurer, based on an analysis from S&P Global Market Intelligence that shows Progressive ...
Snap, YouTube, TikTok Settle School Suit Targeting Social Media
Snap Inc., Google's YouTube and ByteDance Ltd.'s TikTok reached agreements to settle the first lawsuit headed to trial over claims that addiction to top social media platforms has disrupted learning ...