Cotality Archives - Carrier Management

Confronting the escalating threat of severe convective storms in 2026

Severe convective storms, which include hail, tornadoes, and straight-line winds, have evolved from secondary concerns to primary drivers of annual insured property losses. Today, a single extreme ...

The 4 Vision Pillars of Cotality’s Product Innovation

There's a big difference between data and intelligence. Data is facts and metrics, waiting for context. Intelligence is always relevant, actionable insight that points you toward impact. Data is the ...

Schedule smarter with mobile restoration job management

For every disaster restoration project, success hinges on minimizing complexity and maximizing clear communication. When schedules are disjointed and information is delayed, the ripple effect causes ...

5 Lessons from INTRConnect 2026 on How to Maximize Your Impact in Property Insurance

As advanced technology permeates every facet of society, human empathy has emerged as the ultimate differentiator in customer experience—particularly within the people-driven property insurance ...

A Proactive Path Forward for the Non-Weather Water Dilemma

Non-weather water damage stands as one of the most common and increasingly costly sources of property loss for personal lines carriers. As these claims rise in both frequency and severity, insurers ...

California’s new take on wildfire loss models, and what this means for property insurers

The California Department of Insurance (CDI) has made some serious moves to tackle the state's insurance crisis head on, last year launching its Sustainable Insurance Strategy (SIS). With the SIS ...

3 Ways for Insurers to Spread Catastrophe Risk Literacy to Homeowners, Minimal Lift Required

Homeownership has long been synonymous with the American Dream. And it's no wonder: owning property allows you to customize where you live, build stability, and, perhaps most importantly, it gives ...

Steady Rates, Steady Customers: Climate Risk Modeling for Long-Term Customer Retention

Most households can absorb a modest two-to-three-percent premium bump, yet even small increases strain lower-income policyholders in some regions. What reliably triggers consumer outrage is the ...

Conquering claims chaos after natural disasters

Crime thrives in chaos, making natural disasters the perfect backdrop for insurance claims fraud. When the ashes have settled after a wildfire or when hail stops falling and flood waters recede after ...

Translating the real meaning of risk in Cotality’s 2025 Hurricane Risk Report

Hurricane risk isn't exclusive to Florida — or to coastal areas at all, for that matter. Many people, including insurance professionals, do not realize how far hurricane risk can spread. Migration ...

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