Members Only Content
Why Insurance Telematics Integrations Fail
Almost 90 percent of commercial fleets use telematics systems. Yet commercial auto insurance has posted combined ratios above 100 in 12 of the last 13 years. The paradox deepens when you examine the ...
How One MGU Grew Fivefold When Capacity Fled Cat-Prone Property Markets
"There was nobody there." That was part of the simple answer Terrence McLean, chief executive officer of SageSure, provided when asked why his company had to pursue complex launches of multiple ...
The Good Neighbor
Life could not have been better for Merritt Farren. After a high-level career as Amazon's Associate General Counsel and then Disneyland's General Counsel, he formed Farren Law LLP to provide legal ...
Getting the Embedded Ecosystem Right
Consumer expectations are fundamentally reshaping how insurance is delivered and experienced. Rather than purchasing insurance as a separate transaction, today's customers expect protection to be ...
Artificial Intelligence on Trial: What Recent Lawsuits Reveal About Casualty Exposure
In recent years, the debate around artificial intelligence has shifted from speculation about future capabilities to urgent conversations about real-world impact. On one end of the spectrum, ...
The Power of the First Offer: Anchoring, Evidence and the Battle for Perception
If negotiation is the job, as Ronald Morrison wrote in the first article of this series, then the first offer is often the moment that defines success. Behavioral economists Daniel Kahneman and Amos ...
Rebuilding Commercial Lines Underwriting: Smarter, Simpler and More Strategic
Commercial lines underwriting is at a critical turning point. Traditional models built on manual reviews and static decision-making are struggling in today's fast-paced, data-driven insurance ...
Should Company Size Determine a Carrier’s ERM Practices?
Gather a group of 20, 30 or even 50 P/C insurance executives in a room and ask, "Who here wants their company to miss achieving its strategic goals?" or "Who wants to always have to put out fires ...