New analysis highlights how location and daily driving habits impact road safety, according to Allstate’s 2026 America’s Best Drivers Report.

For the second year in a row, Brownsville, Texas, had the safest drivers going nearly 15 years between collisions, while Boston remains the most collision-prone at just 3.76 years between crashes.

Boston drivers are 189% more likely to experience a collision than the national average, the data showed.

The Northeast is home to seven of the 10 riskiest cities, including Washington, D.C., Baltimore and Philadelphia.

Drivers in the safest cities are nearly four times less likely to experience a crash.

Texas and Colorado cities lead the best drivers list, with McAllen, Texas, and Colorado Springs, Colorado, entering the top 10.

Waco, Texas, made the largest improvement year over year (+40 spots), while Detroit saw the steepest decline (-38 spots).

About one-third of cities moved 10 spots or more and three new cities entered the top or bottom 10, showing how changing traffic patterns and behavior impact risk.

Insights from Allstate’s Drivewise®, available in the Allstate mobile app, show how habits like speeding, hard braking, phone use and nighttime driving influence risk across the country.

Nighttime driving is highest in Washington, D.C., Las Vegas and New York City. Washington, D.C. and Northern Virginia, including Alexandria and Arlington, and the Las Vegas Valley are among the highest for nighttime driving.

Data revealed that phone use is elevated in major metros. Cities like Miami, Chicago, Washington, D.C. and Boston are among the highest for phone use while driving.

Bridgeport, Connecticut, has the highest levels of speeding, followed by Pittsburgh, Indianapolis, Chicago and three Alabama cities — Mobile, Birmingham and Huntsville.

The highest rates of hard braking are in North Carolina and Arizona, with Raleigh, Fayetteville and Durham, North Carolina, and Chandler, Glendale, Tempe, Mesa and Gilbert, Arizona, all among the highest.

*Values represent variance from the U.S. average (0); negative values indicate lower likelihood, positive values indicate higher likelihood.

“Where you drive plays a role in your risk, but how and when you drive matters just as much. By pairing claims data with driving insights such as speeding, hard braking and phone use from Allstate’s Drivewise, we’re helping drivers take simple steps to prevent crashes and keep insurance costs down,” said Laura Hoffman, vice president of auto design and telematics at Allstate.