Unpacking a Consumer Intervenor’s Novel Idea

Homeowners insurance is one of the most heavily regulated industries in the United States. Regulations aim to protect consumers from arbitrary rates and unfair practices and ensure that insurers can ...

Why Insurance Telematics Integrations Fail

Almost 90 percent of commercial fleets use telematics systems. Yet commercial auto insurance has posted combined ratios above 100 in 12 of the last 13 years. The paradox deepens when you examine the ...