Strategy
How to Create an Adaptive Insurance Organization
The appetite for risk is evolving in the insurance industry. The events of the last few years—volatility from inflation, climate change, regulatory updates, and technological innovations just to ...
How Carriers Can Use Business Intelligence to Find the Right Agency Partners
These days, there is no shortage of conversations around the importance of data—how to collect it, how to analyze it and how to act on it. Businesses have access to vast amounts of information that ...
Executive Viewpoint: When It Comes to Protection, It’s Time to Go on Offense
During my time playing wide receiver at the University of Northern Colorado, I learned firsthand there are a lot of advantages to being on offense. Being on offense is proactive. It means you know ...
Which Came First, the Cyber Chicken or the Cyber Egg?
One of the biggest challenges for cyber insurers isn't predicting when an act of cyber war could occur but figuring out how to define cyber war in the first place. That's according to panelists at ...
InsurTech Tackles Underserved Homeowners Market: Uninformed Buyers
Ian Gutterman doesn't think there's any underserved market of people who need cheap insurance. "There's plenty of that available," says Gutterman, a longtime investor and industry analyst, whose ...
Branch Insurance Sprouts From Roots of Asking Why
"Ask Why. It's how we learn new skills, grow as a team, and invent. Without asking 'why?' we'd never get to the deeper understanding needed to create breakthroughs." Those are the words that describe ...
Insurer Startup Trium Cyber Finds Path to Profits, With Large Business Focus
Trium Cyber is the industry's first Lloyd's-approved company to provide mono-line cyber coverage for U.S. risks. Launched in January 2023, the full-stack surplus lines insurer has joined the ranks of ...
If Hurricane Ian Was a Tipping Point, What Are We Tipping Toward?
As 2023 began, property insurance markets were struggling with the fallout of significant losses from Hurricane Ian in fall 2022. Ian was accompanied worldwide by 17 other billion-dollar storms in ...