Strategy
InsurTech Tackles Underserved Homeowners Market: Uninformed Buyers
Ian Gutterman doesn't think there's any underserved market of people who need cheap insurance. "There's plenty of that available," says Gutterman, a longtime investor and industry analyst, whose ...
Branch Insurance Sprouts From Roots of Asking Why
"Ask Why. It's how we learn new skills, grow as a team, and invent. Without asking 'why?' we'd never get to the deeper understanding needed to create breakthroughs." Those are the words that describe ...
Insurer Startup Trium Cyber Finds Path to Profits, With Large Business Focus
Trium Cyber is the industry's first Lloyd's-approved company to provide mono-line cyber coverage for U.S. risks. Launched in January 2023, the full-stack surplus lines insurer has joined the ranks of ...
If Hurricane Ian Was a Tipping Point, What Are We Tipping Toward?
As 2023 began, property insurance markets were struggling with the fallout of significant losses from Hurricane Ian in fall 2022. Ian was accompanied worldwide by 17 other billion-dollar storms in ...
Investment Activities Don’t Cut It; Underwriters Create Value: ACORD
"Sustainable value creators" among the 100 largest property/casualty insurance carriers generated more value through underwriting than through investment activities over a 20-year study period, ...
CEO Viewpoint: Social Inflation Creating Friction Between Insurers, Policyholders
Social inflation has been a much-talked-about term in the insurance industry recently, but Heather Wilson, CEO at CLARA Analytics, says a lack of awareness among consumers is creating friction ...
How Long Will Your Moat Protect You? Understanding Business Models and Moat Mortality
Insurance companies, like all companies regardless of industry, should have several management capabilities: a strategy to differentiate themselves in the marketplace, a business model to enable the ...
State Farm Still Dealing With Return of Its Workforce: CEO Tipsord
State Farm CEO Michael Tipsord said the nation's top property/casualty insurer will likely never be the same following the pandemic — and that may be a good thing. "I don't think we'll ever go back ...