Strategy
Executive Viewpoint: When It Comes to Protection, It’s Time to Go on Offense
During my time playing wide receiver at the University of Northern Colorado, I learned firsthand there are a lot of advantages to being on offense. Being on offense is proactive. It means you know ...
Which Came First, the Cyber Chicken or the Cyber Egg?
One of the biggest challenges for cyber insurers isn't predicting when an act of cyber war could occur but figuring out how to define cyber war in the first place. That's according to panelists at ...
InsurTech Tackles Underserved Homeowners Market: Uninformed Buyers
Ian Gutterman doesn't think there's any underserved market of people who need cheap insurance. "There's plenty of that available," says Gutterman, a longtime investor and industry analyst, whose ...
Branch Insurance Sprouts From Roots of Asking Why
"Ask Why. It's how we learn new skills, grow as a team, and invent. Without asking 'why?' we'd never get to the deeper understanding needed to create breakthroughs." Those are the words that describe ...
Insurer Startup Trium Cyber Finds Path to Profits, With Large Business Focus
Trium Cyber is the industry's first Lloyd's-approved company to provide mono-line cyber coverage for U.S. risks. Launched in January 2023, the full-stack surplus lines insurer has joined the ranks of ...
If Hurricane Ian Was a Tipping Point, What Are We Tipping Toward?
As 2023 began, property insurance markets were struggling with the fallout of significant losses from Hurricane Ian in fall 2022. Ian was accompanied worldwide by 17 other billion-dollar storms in ...
Investment Activities Don’t Cut It; Underwriters Create Value: ACORD
"Sustainable value creators" among the 100 largest property/casualty insurance carriers generated more value through underwriting than through investment activities over a 20-year study period, ...
CEO Viewpoint: Social Inflation Creating Friction Between Insurers, Policyholders
Social inflation has been a much-talked-about term in the insurance industry recently, but Heather Wilson, CEO at CLARA Analytics, says a lack of awareness among consumers is creating friction ...