Progressive: Policies Grow Faster Than Workforce

Parts of Progressive's year-end earnings call early this month sounded a bit like Lemonade's Investor Day last year—with both focused on how automation supports growth without adding people. In ...

Lemonade: 700K Customers on the Car Waitlist

While Allstate's CEO Tom Wilson named GEICO and Progressive when asked about the ability to grow auto insurance in 2025 as competitors do the same, no one on Allstate or Progressive's earning calls ...

Data Insight: Who’s Growing in Personal Lines?

A relative newcomer to the personal lines space—Lemonade—marked a milestone this week, announcing that it surpassed $1 billion of in force premiums, a measure of annualized premiums that the ...

Allstate: How Can You Save on Auto Insurance?

Helping customers to save money is part of the go-forward plan at Allstate, aimed at boosting retention levels that fell in response to rate hikes in recent years. Now that Allstate's combined ratio ...

Performance Review: Why Insurers Struggle to Underwrite, Price and Reserve for Commercial Auto Risks

It has been 11 years since commercial auto loss ratios have outperformed the greater property/casualty industry.

Preventing the Dreaded ‘Offer Renege’

Nothing feels like a bigger gut punch than when a candidate reneges on an offer. I assume you're like me and prefer to avoid that feeling at all costs. It's about paying attention to little things ...

How Cincinnati Insurance Does E&S

The Cincinnati Insurance Companies have grown business for 75 years through relationships with a carefully selected set of regional independent agents—and business in the surplus lines segment is ...