Crum & Forster’s (C&F) Accident & Health (A&H) Division proudly celebrated its 25th anniversary, a milestone that reflects just how far we’ve come. What began as a small, scrappy group of underwriters and visionaries has grown into a more than $2 billion entity—stable and trusted, known for innovation and adaptability, and powered by a culture that puts its people and its partners first.
Executive Summary
The success of Crum & Forster's successful Accident & Health Division didn't happen by accident. Here, President Gary McGeddy recounts some of the milestones in the unit's 25-year journey and highlights three leadership lessons he learned along the way.The journey from those early days to today hasn’t always been easy, but it has been one of the most rewarding rides of my career, and one that I think offers important lessons about how to grow, evolve and lead with purpose.
The success of A&H is rooted in foresight, adaptability and a strong team culture that has carried the division to what it is today: a market leader with a diverse portfolio and international reach. Our ability to anticipate market shifts and respond quickly has been especially evident in the gig and sharing economy, for example, where in just three years, we’ve become one of the top three writers nationwide. This achievement underscores our commitment to innovation and our willingness to embrace new opportunities that others might overlook.








