In a year when hurricane losses didn’t make headlines, and improved personal auto results drove massive improvements in underwriting profit across the property/casualty insurance industry, news about Florida, Tesla and State Farm captured the attention of Carrier Management readers.

While most of the top 10 news articles focused on developments impacting personal lines insurers, the candor of Everest’s CEO in detailing commercial casualty loss reserve strengthening and “underwriting choices,” and a report of surety giants joining forces to streamline digital bond execution also made the list, presented below:

1 Florida Announces Insurance Rate Reductions

2 California Department of Insurance May Revoke Tesla Insurance Licenses

3 State Farm Stronger as Underwriting Losses Shrink—But Not in California

4 Where Homeowners Rates Are Rising—and Who Is Raising Them Most

5 The LA Fires Destroyed 11,000 Homes. Less Than 10% Have Permits to Rebuild

6 MGAs by the Numbers: Fronting Biz, Non-Affiliated MGAs Drive Growth

7 Thirteen U.S. P/C Companies Impaired in 2023: AM Best Report

8 Chubb, The Hartford, Liberty and Travelers Team Up on Surety Tech Co. Launch

9 ‘Underwriting Choices’ Added to Everest’s Social Inflation Woes: CEO

10 S&P Downgrades USAA Ratings

(Editor’s Note: Separately, we delivered a list of CM’s top 10 feature-length articles, delving into topics ranging from AI’s impact on claims and underwriting functions to insurer battles with third-party litigation funders. Related articles, “Should AI Worry Claims Professionals? Carrier Management’s 2025 Top Features (Unlocked)” and “AI, Litigation Funding and Market Crosscurrents: What CM Readers Cared About in 2025“)