Adrian Jones Archives - Page 2 of 3

So You Wanna Be an Innovator in a Big Company

Here's what I've learned. 1. Ban the "I" word. Most innovation in insurance companies comes where customers (or distributors) encounter the company. This is one reason that 89 percent of insurance ...

Startup vs. Incumbent: The Battle Rages as InsurTechs Grow Fast But Fail to Show Profits

How far will they climb? How far can they fall? Will innovative InsurTech startups rocket past established players? Those may be some of the unspoken questions beneath a series of articles written by ...

Changing the Conversation About InsurTech—With Numbers

Although the term InsurTech (or insuretech) has been part of the property/casualty insurance industry's lexicon for at least two years, stories about the technology-based insurance startups were ...

Inconceivable! ‘You Keep Using That Word’

Beginning their third article in a series examining the statutory financial results of InsurTech carriers Lemonade, Root and Metromile, authors Matteo Carbone and Adrian Jones make reference to the ...

‘He’s Gaining on Us?’ An ‘Inconceivable’ Quarter of InsurTech Carrier Financials

As we worked on pulling together this third installment of our review of U.S. InsurTech startup financials, we were reminded of the scene from "The Princess Bride" in which a masked man in black ...

Congratulations! You’re Innovating In A Highly Regulated Industry

What's in a name? A recent startup proclaims:

"[Company name] Insurance is a [line of business] insurance company that provides [line of business] coverage to small ...

Second-Quarter 2018 Financial Details for Lemonade, Root and Metromile

Does Lemonade have shlimazels for customers? Is slower second-quarter growth at Root an indicator that the carrier is deliberately focusing on profitability? Do Ajit Jain and Rob Berkley know ...

Q1 Loss Ratios Unsustainably High for InsurTech Carriers Root and Metromile

Considering differences in "share of voice" commanded by InsurTechs Lemonade and Root, a surprise of first-quarter 2018 is the fact that the Columbus, Ohio-based Root has squeezed past Lemonade in ...

Hands Still Tied at Lemonade, CEO Says

When two InsurTech watchers tallied up underwriting results for Lemonade recently to conclude that the company's annual "Giveback" to policyholders' selected charities might shrink in coming years, ...

Bigger and Redder: A Look at Q1 ’18 for Lemonade, Other InsurTech Carriers

The three independent U.S. InsurTech startups whose 2017 full-year results we profiled in April continue to grow rapidly in early 2018. But so far that has meant more red ink. Results that are bigger ...