Members Only Content
Viewpoint: Get Ready Now for the Soft Market (Because It’s Coming)
While discussing soft market underwriting may seem ill-timed given current strong results and hard market conditions, there are worrying signs that underwriters are beginning to chase market share in ...
Workers Compensation: Waning Benefits From Decreasing Opioid Rxs
Workers compensation has been a profit juggernaut for the property/casualty insurance industry over the past several years. Underwriting profits from the workers comp line have accounted for the ...
Reinsurance Market Soft in 2025? Hard Market Party Still On for Now
Reinsurers are hoping the profitability party will last as reinsurance pricing and structural changes to tighten terms and conditions have increased returns to above the cost of capital for the first ...
Understanding the Impact of Recessions on Workers Compensation
Workers and employers in the U.S. have endured 17 recessions during NCCI's 100 years of operation. Recessions produce far-reaching consequences on the economy, and the extent of those impacts depends ...
D&O Underwriters May Be Worried About the Wrong Greenhouse Gas
Greenwashing lawsuits, while still relatively uncommon, have seen an uptick in recent years, with some alleging harm to consumers and others alleging harm to shareholders. Coca-Cola defended against ...
Transforming Enterprise Risk Management From ‘Have To’ to ‘Want To’
Enterprise risk management (ERM) can be like eating your vegetables or doing homework as a youngster: Most kids didn't particularly enjoy it; they only did it because parents and teachers made ...
How Reinsurers Can Win in the Game of Volatility
Successful reinsurance businesses strive for profit stability while promising to reduce the volatility that their cedents experience. But now some reinsurers have been cutting their ...
A Community-Based Solution: How Actuaries and Fire Chiefs Can Tackle WUI Risk Together
Why is wildfire risk such a challenging area for insurers and communities? As fire chiefs, we are regularly asked about the increasing challenges our residents experience when seeking insurance in ...