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  • Liberty Mutual Done with Fixing, On to Building
  • Fixing Claims Negotiation (Part 5)
  • Ultra-Processed Foods: Will Risk Cause Insurers Indigestion?
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New Wildfire Prevention Campaign Focuses on Education, Clearing Dead Brush
Myth vs. Reality: How Insurers Compete With Tech Giants on Customer Experience
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$20B Reinsurance Plan Unlikely to Restart Gulf Shipping Without Liability Cover
UBS Urges U.S. Judge to Curb Liability for Nazi-linked Crimes

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The Trillion-Dollar Gap: How User-Centered Design Built Tech’s Giants—and Why Insurance Must Follow
How Modern Is ‘Modern Enough’ for Insurance Applications?
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Only 3 in 10 Americans Review Insurance Annually, Says Big I Survey
WTW: U.S. Commercial Insurance Rates Moderate to 2.9% in Q4 2025
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State Farm’s California Homeowners Rate Request: It’s Settled — Almost
RLI Now Has ‘A++’ Rating from AM Best
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
AI Claim Assistant Now Taking Auto Damage Claims Calls at Travelers
Is Risk the Main Ingredient in Ultra-Processed Food?
State Farm Inked $1.5B Underwriting Profit for 2025; HO Loss Persists

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How Artificial Intelligence Is Changing Cyber Risk in 2026
Cyber Insurance Faces a Turning Point in 2026 as Soft Market Pressures Grow
The Decision-Native Insurer
As SCS Losses Grow, Demex Offers Modeled-Loss Reinsurance

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Underwriting

We’re No Longer Pressured to Push for Rate ‘Across the Board,’ Berkley Says

W.R Berkley reported a "flattish" top line but nearly 15% growth in underwriting income for fourth-quarter 2025 this week. The chief executive also signaled a change in the level of rate increases ...

RLI Inks 30th Straight Full-Year Underwriting Profit

"It's too long to be considered a hot streak." That's how the chief executive officer of specialty insurer RLI delivered the news of his company's unbroken 30-year record of underwriting profits on ...

Six Forces That Will Reshape Insurance in 2026

The insurance industry is entering one of its most promising periods as market conditions shift.

As carriers continue to invest in modern ...

Good Times for U.S. P/C Insurers May Not Last; Auto Challenges Ahead

In their latest report on the U.S. auto insurance market, analysts from S&P Global Market Intelligence predict the strongest overall U.S. property/casualty insurance underwriting results in 18 ...

Nearly Half of 100 Largest P/C Insurers Destroy Value: ACORD

"Sustainable value creators" among the 100 largest property/casualty insurance carriers generated more than twice as much of their value through underwriting than through investment activities over a ...

Slideshow: Carrier Management’s 2025 Top Editor’s Picks (Unlocked)

Happy New Year! We are unlocking 10 feature articles that we were proud to publish in 2025—my Editor's Picks for 2025. (Free access links to our reader picks—the 10 most-read feature articles of ...

AI, Litigation Funding and Market Crosscurrents: What CM Readers Cared About in 2025

As 2025 unfolded, Carrier Management readers gravitated toward features that explored the intersection of technology, economics, and strategy. From artificial intelligence transforming underwriting ...

Carrier Management’s 2025 Top Features (Reader’s Picks Unlocked)

Underwriters and actuaries are less worried about AI taking their jobs. But maybe claims professionals and insurance agents should be more worried. Those are the takeaways I pulled out of two of the ...

Underwriter, Actuary Fears of AI Drop; Work Needed on Collaboration

You're just about as likely to find a commercial P/C underwriter or actuary who is unconcerned about the increased use of AI in insurance as you are to find one that's afraid of being replaced by AI. ...

Best Quarter in a Quarter Century: S&P GMI U.S. P/C Q3 Analysis

With a combined ratio of 89.1 for third-quarter 2025, the U.S. property/casualty insurance industry had its best quarter in at least a quarter of a century—and maybe longer, S&P Market ...
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Latest

  • $20B Reinsurance Plan Unlikely to Restart Gulf Shipping Without Liability Cover
  • New Wildfire Prevention Campaign Focuses on Education, Clearing Dead Brush
  • UBS Urges U.S. Judge to Curb Liability for Nazi-linked Crimes
  • High Winds Cause Power Outages, Property Damage as Wild March Weather Continues
  • Only 3 in 10 Americans Review Insurance Annually, Says Big I Survey
  • Myth vs. Reality: How Insurers Compete With Tech Giants on Customer Experience
  • The Trillion-Dollar Gap: How User-Centered Design Built Tech’s Giants—and Why Insurance Must Follow
  • Legacy Insurance Systems Cost Nearly $5M Annually in Hidden Operational Costs: Report

Contributors

Kate DombrowskiFrom Skill to System: The Next Chapter in Insurance Claims NegotiationChad LangfordWhy Claims AI Build vs. Buy Decisions So Often Miss the MarkGary McGeddyLessons From 25 Years Leading Accident & Health at Crum & ForsterLeslie SapienzaReal Customer Connections: What Valentine’s Day Teaches InsurersDaniel HofmeisterViewpoint: Runoff Specialists Have Evolved Into Key Strategic Partners for InsurersLaura BoettcherGender Balance as a Business Strategy See Our Contributors

Features

  • Myth vs. Reality: How Insurers Compete With Tech Giants on Customer Experience

  • The Trillion-Dollar Gap: How User-Centered Design Built Tech’s Giants—and Why Insurance Must Follow

  • How Artificial Intelligence Is Changing Cyber Risk in 2026

  • Cyber Insurance Faces a Turning Point in 2026 as Soft Market Pressures Grow

  • The Decision-Native Insurer

  • How Modern Is ‘Modern Enough’ for Insurance Applications?

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$57.74up+4.70%
Kingsway Financial Services Inc.KFS$10.69up+2.99%
Kingstone Companies, Inc.KINS$15.63up+2.83%
Trupanion, Inc.TRUP$25.36up+2.51%
Slide Insurance Holdings, Inc.SLDE$18.07up+2.38%
Company Symbol Close 1 Day Chg
American Integrity Insurance Group, Inc.AII$18.92down-2.12%
HCI Group, Inc.HCI$164.79down-1.55%
Kinsale Capital Group, Inc.KNSL$358.65down-1.07%
Skyward Specialty Insurance Group, Inc.SKWD$44.69down-1.06%
Global Indemnity Group, LLCGBLI$28.71down-1.00%
* As of March 16, 2026; Source: S&P Global Market Intelligence
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  • Liberty Mutual Done with Fixing, On to Building
  • Fixing Claims Negotiation (Part 5)
  • Ultra-Processed Foods: Will Risk Cause Insurers Indigestion?
  • 20,000 AI Users at Travelers

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