Viewpoints
How Carriers, Agents Can Adapt As Small Commercial Buyers Move Online
About 52 percent of America's small business insurance customers say they are ready to complete their commercial insurance purchasing online without the aid of an agent or broker. That's according to ...
Small Commercial Buyers Moving Online: Who Are They? What Do They Want?
According to a recent study by consultant Deloitte, more than half of small businesses (52 percent) are now ready and willing to buy their insurance direct from a carrier over the Internet without an ...
Executive Comp Disclosures: Are Mutual Insurers Next?
Mutual insurance carriers have not been totally immune from pressures to clearly disclose details of their executive programs, but those who haven't started down the disclosure path already may need ...
Purchase Price Disputes: Structuring Earnouts to Minimize Risks
Earnouts continue to play an important role in helping public and private buyers of private insurance entities and sellers reach agreement on the purchase price for merger or acquisition ...
Study Opens New Cracks In Scientific Front On Climate Change: Opinion
A major recent study has put the cat among the pigeons on climate change, challenging the size of the problem in the near-term and the role of a recent slowdown in warming. The paper, published in ...
The Rise Of The Winner-Take-All Economy: Reuters Column
The rich are getting richer. That's the conclusion of the World Wealth Report, the landmark annual study of the world's millionaires, which was released last week by RBC Wealth Management and ...
Is Cloud Computing Critical To Carrier Management?
Cloud computing in insurance is inevitable. There are many projections about the growth of cloud computing services revenue that support this, but the best predictor of the inevitability of cloud is ...
Flaw of Averages: Why Carriers Overpay & Underpay Contents Claims
In his book, The Flaw of Averages, author Sam Savage explores how the widely used statistical concept of "averages" can wreak havoc on our forecasting and decision making. He explains the law's ...