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Harsher Point Values for New York Driving Violations Set to Begin Feb.16
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Nationwide Acquiring Renewal Rights for Surety, Fidelity Biz From Main Street America Insurance
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Earnings Wrap-Up: Expanding Geographies. But First, Underwriting Profit at Selective
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After Falling 6% in 2025, Average Auto Insurance Cost Will Stabilize in 2026, Says Insurify
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Insurance Regulators, Trades Get Behind Latest Effort to Abolish FIO
Outlook on Reinsurance Has Changed; Pre-’23 Property Pricing Back: AM Best
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results
Five AI Trends Reshaping Insurance in 2026
20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut

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Lessons From 25 Years Leading Accident & Health at Crum & Forster
Modern Underwriting Technology: Decisive Steps to Successful Implementation
Navigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires
Six Forces That Will Reshape Insurance in 2026

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flood insurance News

Poorer Americans Dropped Federal Flood Insurance When Rates Rose

When the US Federal Emergency Management Agency overhauled rates for millions of homeowners in the National Flood Insurance Program (NFIP), in 2021, the goal was to end decades of underpricing and to ...

Neptune Insurance Files for US Listing as IPO Window Reopens

Flood insurance provider Neptune filed for a U.S. initial public offering on Wednesday, becoming the latest company to tap into renewed investor demand as easing tariff concerns and strong markets ...

Neptune Flood: 77% of At-Risk Homes Outside FEMA Zones Have No Flood Insurance

Many homeowners underestimate their flood risk, leaving millions uninsured or underinsured in the face of a rising tide of flood events. A 2025 study from the Federal Reserve Bank of Philadelphia ...

Complex Mix of Nat Cat Exposures Drive Rising Insurance Costs in Texas: Triple-I

In the aftermath of devastating flooding in Texas Hill Country earlier this month, the Insurance Information Institute (Triple-I) published an analysis of the property/casualty insurance landscape in ...

Trump Can’t End FEMA But It Needs Reform, Says Obama’s FEMA Head

President Donald Trump has repeatedly said he intends to whittle down or phase out the Federal Emergency Management Agency, and last week he gave a rough timeline for that: "after hurricane season." ...

‘Abolishing FEMA’ Memo Outlines Ways for Trump to Scrap Agency

Homeland Security Secretary Kristi Noem directed the Federal Emergency Management Agency to prepare a memo on how to abolish itself and create a re-branded, radically smaller disaster response ...

Hurricanes Helene, Milton Pressure NFIP; Expected Loss Ratio 200%

The National Flood Insurance Program (NFIP) is expected to face total losses between $8.2-10.5 billion for 2024, leading to a loss ratio above 200 percent before accounting for loss adjustment ...

Viewpoint: Role of Private Flood Insurance Has Room to Grow With NFIP Instability

Back-to-back hurricane landfalls in the span of less than two weeks have placed flood insurance in a new light for many inside and outside of the insurance industry, if not front and center. Images ...

Hit by Helene? FEMA Extends Grace Period to Renew Lapsed Flood Policies

WASHINGTON (AP) — Residents in the states hit by Hurricane Helene who had coverage through the federal flood insurance program but let it lapse before the storm hit may be able to renew it and ...

Where Are the Private Insurers? Analyses Highlight U.S. Flood Gap

Two new analyses—one from a risk modeler estimating insured damages from Hurricane Helene, and the other from a rating agency about flood insurance penetration and profitability—highlight the ...
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  • Nationwide Acquiring Renewal Rights for Surety, Fidelity Biz From Main Street America Insurance
  • Harsher Point Values for New York Driving Violations Set to Begin Feb.16
  • Jury Finds Uber Must Pay $8.5M Over Driver Sex Assault Claims
  • Federal Government Plans to Speed up Reconstruction of Homes Destroyed by LA Wildfires
  • Chubb CEO Greenberg on Personal Insurance Affordability and Data Centers
  • Air-Powered Elbow Exoskeleton Reduces Fatigue, Injuries
  • Berkshire-owned Utility Urges Oregon Appeals Court to Limit Wildfire Damages
  • Insurance Groundhogs Warming Up to Market Changes

Contributors

Praveen PachauryHow Insurers Can Avoid Post-Merger Technology FailureCayce LynchNegotiation by Design: Why Writing Beats TalkingGary McGeddyLessons From 25 Years Leading Accident & Health at Crum & ForsterCraig WeberFive AI Trends Reshaping Insurance in 2026Scott AntonModern Underwriting Technology: Decisive Steps to Successful ImplementationTim QueenFive AI Trends Reshaping Insurance in 2026 See Our Contributors

Features

  • Insurance Groundhogs Warming Up to Market Changes

  • Lessons From 25 Years Leading Accident & Health at Crum & Forster

  • Preparing for an AI Native Future

  • Modern Underwriting Technology: Decisive Steps to Successful Implementation

  • A Lean Lens on Legal Bill Review: Keeping the Insured at the Center

  • Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$74.26up+8.47%
Root, Inc.ROOT$62.08up+7.63%
Goosehead Insurance, Inc.GSHD$66.17up+3.37%
Slide Insurance Holdings, Inc.SLDE$17.64up+2.98%
Hippo Holdings Inc.HIPO$29.50up+2.01%
Company Symbol Close 1 Day Chg
The Allstate CorporationALL$207.55down-3.55%
Horace Mann Educators CorporationHMN$43.18down-3.31%
The Progressive CorporationPGR$202.29down-2.54%
Enact Holdings, Inc.ACT$43.17down-2.31%
NI Holdings, Inc.NODK$13.57down-1.52%
* As of February 6, 2026; Source: S&P Global Market Intelligence
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