Features
A Regulator’s Perspective on Future Challenges
Reflecting on his tenure a few months before the end of his final term as North Dakota Commissioner, Adam Hamm told Carrier Management why becoming a national leader in insurance regulation was an ...
Beating the Odds: North Dakota Commissioner Adam Hamm Reflects on Nine-Year Tenure
Property/casualty insurance executives may be worried about disrupters discovering novel ways to connect with their hard-earned policyholders, but an insurance regulator with a reputation for ...
Next Steps for Cybersecurity Model Law
Having faced a lot of "can't be done" reactions to initiatives like increasing competition in the North Dakota's health insurance market and changing a centuries-old life insurance reserving ...Moving On: What’s Next for N.D. Insurance Commissioner Adam Hamm?
Before Republican Jon Godfread won the election for insurance commissioner in North Dakota last week, the outgoing commissioner, Adam Hamm, spoke to Carrier Management about his decision not to seek ...
Commercial Underwriting: From Strategy to Execution
Leading middle-market insurers are re-examining their underwriting function along four key dimensions. The output from these re-examinations include a variety of actions to enable sustainable ...
Aspen CEO Opinion: Blue Marble Launches in White Space
According to the World Bank, 12.7 percent of the population earns below $1.90 per day. This segment of the population is underserved and it has been estimated that insurance coverage could extend to ...
Why a Five-Hour Workday May Make Sense
The American workforce has become lazy. I estimate, conservatively, that knowledge workers are four times as efficient as they were 20 years ago. That's why I moved my company to a five-hour workday ...
Digital Innovation, Personal Service Can Help Agents and Brokers Keep Wealthy Clients
The global high-net-worth individual (HNWI) population has increased by 5 percent so far in 2016 to 16.6 million, with total global HNWI wealth increasing by 4 percent to $58.7 trillion, according to ...

