Fireworks can create more than a safety risk; they can also lead to costly property damage and liability issues, according to a new alert by AAA – The Auto Club Group.

Fireworks remain one of the most recognizable parts of the holiday, but they also carry serious risks.

In 2024, there were 11 reported fireworks-related deaths and 14,700 injuries, according to Consumer Product Safety Commission data.

Fireworks started an estimated 32,302 fires in 2023, including 3,760 structure fires and $142 million in direct property damage, data from the National Fire Protection Association showed.

“Even well-planned fireworks displays can end in injury or property damage,” said Adrienne Woodland, spokeswoman for AAA – The Auto Club Group. “Before the celebration begins, be sure to understand your insurance coverage and take steps to limit potential risk.”

Before using fireworks:

• Homeowners should review their insurance policy.
• Confirm whether the homeowners’ policy covers fire-related damage, guest injuries, detached structures, and liability claims.
• Understand that coverage may vary if fireworks are illegal in your area or used improperly.
• Document valuable outdoor property and move flammable items away from fireworks before the celebration.

Other safety tips include:

• Keep fireworks away from homes, vehicles, decks, dry grass, and trees.
• When disposing of fireworks, soak them with water and keep them away from homes and vehicles.
• Never allow young children to handle fireworks, including sparklers.
• Keep a bucket of water or a garden hose nearby in case of fire.
• Never use fireworks while impaired by alcohol or drugs.
• Reduce risk by attending a professional fireworks display instead.