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ICOs: Understanding the Risks
Initial Coin Offerings (ICOs) are already a multibillion-dollar strategy for raising capital and are growing in importance. They do, however, present significant and unresolved regulatory and ...
InsurTech Partnerships: What Insurers Want and Get
Remember the 1989 movie "When Harry Met Sally"? During lunch with Harry at a deli, Sally very publicly fakes a wild orgasm. A nearby patron, when asked what she'd like to order, signals in Sally's ...
So You Wanna Be an Innovator in a Big Company
Here's what I've learned. 1. Ban the "I" word. Most innovation in insurance companies comes where customers (or distributors) encounter the company. This is one reason that 89 percent of insurance ...
The Road to Greatness: Transforming Culture From Complacency to Ownership
When you're in a consumer-focused business, your job is to help people. Those of us in the insurance industry know we have a great advantage: When people have their worst day, we help them put things ...
InsurTech Pilots and Pivots: Learning by Doing and Undoing
"If you can't admit a failure, you're not an entrepreneur. You are not a good business person. There's nothing brilliant about what you are doing." –Mark Cuban InsurTechs are great for the industry ...
UBI Insurance Is Not Usage-Based. Sorry, Not Sorry!
Usage-based pricing is a fascinating topic for insurers. A technology that allows persistent monitoring of risk exposure during the coverage period could potentially enable insurers to price each ...
Startup vs. Incumbent: The Battle Rages as InsurTechs Grow Fast But Fail to Show Profits
How far will they climb? How far can they fall? Will innovative InsurTech startups rocket past established players? Those may be some of the unspoken questions beneath a series of articles written by ...
The Value of Innovation: A Preview of CM’s Nov/Dec Magazine
"You don't have to be the CEO and get invited to deliver keynote speeches in order to influence the way an industry thinks." Adrian Jones, deputy CEO of SCOR P&C Partners and one of the guest ...