InsurTech Carriers Archives - Carrier Management

Lemonade, Root and Metromile: Can David Challenge Goliath With No Sling?

Continuing a series in which we evaluate and discuss the financial performance and operating results of the InsurTech carrier trio of Lemonade, Root and Metromile, we find continued growth and ...

Root and Lemonade: Real Unicorns or Ponies in Halloween Costumes?

FROM THE ARCHIVES: A VINTAGE CARRIER MANAGEMENT ARTICLE FROM 2019. In ancient times, it is believed that civilizations including the Romans, Indians and Egyptians had some form of "group protection" ...

Wasted Opportunity for Reinsurers?

There is a recurring observation that Adrian Jones and Matteo Carbone have included in all of the articles about financial results they have written this year: Reinsurers are paying much of the ...

‘He’s Gaining on Us?’ An ‘Inconceivable’ Quarter of InsurTech Carrier Financials

As we worked on pulling together this third installment of our review of U.S. InsurTech startup financials, we were reminded of the scene from "The Princess Bride" in which a masked man in black ...

Q1 Loss Ratios Unsustainably High for InsurTech Carriers Root and Metromile

Considering differences in "share of voice" commanded by InsurTechs Lemonade and Root, a surprise of first-quarter 2018 is the fact that the Columbus, Ohio-based Root has squeezed past Lemonade in ...

Hands Still Tied at Lemonade, CEO Says

When two InsurTech watchers tallied up underwriting results for Lemonade recently to conclude that the company's annual "Giveback" to policyholders' selected charities might shrink in coming years, ...