disparate impact Archives - Carrier Management

Feds Could Step in to Fix Racial Bias in Insurance Pricing

If the National Association of Insurance Commissioners doesn't act this year to correct systemic racial bias in insurance ratemaking and other processes, Congress may pass anti-discrimination laws ...

Insurers Come Out Ahead in Court With HUD Disparate Impact Ruling

Property/casualty insurer trade groups won a court victory Monday when a federal judge ruled in their favor that the U.S. Fair Housing Act does not prohibit housing practices including the pricing of ...

Supreme Court to Decide Future of Disparate Impact Claims

Taking up a case closely watched by banks and insurance companies, the U.S. Supreme Court agreed last week to decide whether federal housing law permits racial bias claims based on seemingly neutral ...

Will HUD’s Disparate Impact Rule Have Say in Ratemaking?

Despite the McCarran-Ferguson Act, which reserved the regulation of the "business of insurance" to the states, the Department of Housing and Urban Development (HUD) has given itself the ability to ...