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Changing Behavior of American Drivers and the Impact on Auto Insurance
Americans just love driving. They clocked 35,795,000,000,000 miles in 2014 and have far outstripped every other nation in driving mileage. Insurance companies historically have placed a great weight ...
A Boardroom Guide to NAIC’s ORSA
The National Association of Insurance Commissioners voted to implement an addition to U.S. insurance regulation known as the Own Risk and Solvency Assessment Model Act back in 2011, but it is this ...
Executing Business Strategy by Letting Others Take Center Stage
Insurance leaders are well aware that their firms need well-defined strategies to succeed in an increasingly competitive marketplace. That message is trumpeted in countless books and articles ...
A Son of Watergate Remembers His Father
To the world, H.R. Haldeman was President Richard Nixon's chief of staff beginning in 1969 and a central figure in the Watergate scandal in the early 1970s. To Hank Haldeman, H.R. Haldeman was also ...
3 Reasons Leaders Can’t Keep an Open Mind
Many individuals in corporate leadership positions have created the illusion for themselves that their ideas alone are the best and their word on every subject within their sphere of influence is ...
Dollars and Sense: Risk-Based Pricing Helps Insurers Find Opportunities
Today, many insurers believe there is no bad risk—it just needs to be priced properly. As the market trends toward more analytic- and data-driven decisions, insurers are continually exploring ways ...
More States Eye Use of Drug Formularies in Workers Comp
While workers compensation pharmacy benefit managers have been utilizing drug formularies to control prescription drug costs and monitor medical treatments for a long time, states are now catching ...
Strategy Is a Missing Piece of Many Carrier Succession Plans: Survey
Nearly 60 percent of property/casualty insurers do not have written CEO succession plans in place, Carrier Management and The Jacobson Group found in a recent survey of CEOs, board members and ...