External Perspective
External Perspective: Business, Taxes and Responsibility
In recent months, people and their politicians around the world have been astonished to learn that big companies and billionaires will go to extraordinary lengths to pay lower taxes. Thanks to the ...
Enterprise Risk Reporting: The New ‘Form F’ Requirement Is Coming
In response to the 2008 financial crisis and, in particular, the AIG bailout, the National Association of Insurance Commissioners (NAIC) adopted a significant revision to the model Insurance Holding ...
CEOs & Social Media: A Matter Of Trust
Insurance is a unique industry. It is one where most customers will never get to use the product they buy, few if any can accurately assess how good it is before they buy it and every individual will ...
What Every CEO Should Know To Protect Their Privacy On Social Media
Social media is all around us, but business executives run some additional risks when using these types of sites. A lot of sensitive information ends up on social media, and there is an undeniable ...
The Trademark Problem: Casualty Insurance’s Dirty Little Secret
It has always been surprising to me that trademark issues receive so little attention in the insurance community. It's almost as if trademark claims are the dirty little secret of casualty insurance, ...
Using Big Data To Improve Homeowners Insurance Products
There is no doubt that so-called Big Data is changing the way many companies do business. The volume of information being generated by web activity is growing exponentially and the technology has ...
Will HUD’s Disparate Impact Rule Have Say in Ratemaking?
Despite the McCarran-Ferguson Act, which reserved the regulation of the "business of insurance" to the states, the Department of Housing and Urban Development (HUD) has given itself the ability to ...
Japan’s Big Leak: Where Will the Money Go?
The Bank of Japan's massive new bid for inflation will create growth but to its chagrin much of it may well be concentrated in financial markets and outside of Japan. So long as Japanese consumers ...