External Perspective
Executive Comp Disclosures: Are Mutual Insurers Next?
Mutual insurance carriers have not been totally immune from pressures to clearly disclose details of their executive programs, but those who haven't started down the disclosure path already may need ...
Purchase Price Disputes: Structuring Earnouts to Minimize Risks
Earnouts continue to play an important role in helping public and private buyers of private insurance entities and sellers reach agreement on the purchase price for merger or acquisition ...
Study Opens New Cracks In Scientific Front On Climate Change: Opinion
A major recent study has put the cat among the pigeons on climate change, challenging the size of the problem in the near-term and the role of a recent slowdown in warming. The paper, published in ...
The Rise Of The Winner-Take-All Economy: Reuters Column
The rich are getting richer. That's the conclusion of the World Wealth Report, the landmark annual study of the world's millionaires, which was released last week by RBC Wealth Management and ...
Is Cloud Computing Critical To Carrier Management?
Cloud computing in insurance is inevitable. There are many projections about the growth of cloud computing services revenue that support this, but the best predictor of the inevitability of cloud is ...
Flaw of Averages: Why Carriers Overpay & Underpay Contents Claims
In his book, The Flaw of Averages, author Sam Savage explores how the widely used statistical concept of "averages" can wreak havoc on our forecasting and decision making. He explains the law's ...
Nonorganic Growth Strategies: Building Niches With Lift-Outs & Bolt-Ons
You are the president or CEO of almost any size property-casualty company. You have just met with your board of directors, and their clear direction is that growth is needed. In the competitive soft ...
MPLI Lagging Commercial Lines Underwriting Cycle
Medical professional liability insurance (MPLI) is a smaller specialty property/casualty insurance underwriting segment that has generated strong annual underwriting profits since 2006, considerably ...