Underwriting & Pricing
Reinsurance Capacity Still Outpacing Demand Growth
Capacity continues to outpace the growth of reinsurance demand despite insurers' continued efforts to optimize their view of reinsurance as capital and expand into growing lines of business and ...
Nationwide: Housing Downturn Risk Is Low for 2017
A new Nationwide study found low risk for a U.S. housing downturn in 2017, thanks to solid job growth, falling delinquency rates and improving demographics. But a deeper dive shows that markets east ...
Eight Tips to Maintain Adequate Carrier Rates
Adequate rate maintenance is the cornerstone of an insurance carrier's profitability, solvency and overall business health. Since there is a clear and traceable relationship between policy premiums ...
Allianz Reportedly May Bid for Generali’s French Business
Allianz SE, Europe's largest insurer, is in discussions with Assicurazioni Generali SpA as it weighs a bid for the company's French operations, according to people familiar with the matter. Allianz ...
Dwindling Investment Returns, Heavy Competition Erode Insurance Industry Fundamentals
The ongoing pressures of diminishing investment returns, dwindling loss reserves and intense competition are beginning to erode industry fundamentals, cautioned A.M. Best in a special report titled ...
Too Much Tech, More Lawyers Fuel Auto Insurance Woes: Hartford Execs
Although small commercial insurance—outside of auto—is a top-line accelerator at The Hartford, auto insurance severity continues hitting the bottom line, say executives who expect a pretax $50 ...
Sharing Economy, New Technology Pose Challenges for Insurers
Emerging risks associated with the sharing economy and new technology pose new challenges for insurers, according to members of the International Association of Claim Professionals (IACP) who sat ...
CFA’s Hunter Reacts in Actuarial Battle: Allstate’s Plan Is Price Optimization
Carrier Management recently published an article in three parts by James Lynch, chief actuary and vice president of Research and Information Services at the Insurance Information Institute, based ...