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Harsher Point Values for New York Driving Violations Set to Begin Feb.16
Unregulated Trucking Schools Continue to Operate in California With Little Oversight: Report
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Nationwide Acquiring Renewal Rights for Surety, Fidelity Biz From Main Street America Insurance
Jury Finds Uber Must Pay $8.5M Over Driver Sex Assault Claims

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Earnings Wrap-Up: Expanding Geographies. But First, Underwriting Profit at Selective
Earnings Wrap: With AI-First Mindset, ‘Sky Is the Limit’ at The Hartford
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After Falling 6% in 2025, Average Auto Insurance Cost Will Stabilize in 2026, Says Insurify
Q4 Global Commercial Insurance Rates Drop 4%, in 6th Quarterly Decline: Marsh
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Insurance Regulators, Trades Get Behind Latest Effort to Abolish FIO
Outlook on Reinsurance Has Changed; Pre-’23 Property Pricing Back: AM Best
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
Five AI Trends Reshaping Insurance in 2026
Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results
20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut

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Lessons From 25 Years Leading Accident & Health at Crum & Forster
Modern Underwriting Technology: Decisive Steps to Successful Implementation
Navigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires
Six Forces That Will Reshape Insurance in 2026

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National Flood Insurance Program News

Poorer Americans Dropped Federal Flood Insurance When Rates Rose

When the US Federal Emergency Management Agency overhauled rates for millions of homeowners in the National Flood Insurance Program (NFIP), in 2021, the goal was to end decades of underpricing and to ...

NFIP Reauthorized With Passage of Funding Bill to End Government Shutdown

The National Flood Insurance Program (NFIP) has been reauthorized until the end of January 2026. With the passage of HR 5371, which ended the 43-day shutdown of the federal government, NFIP was ...

Bipartisan Legislation Introduced to Retroactively Restore NFIP

Two U.S. Congressmen, one a Democrat from Louisiana and the other a Republican from Mississippi, have introduced legislation to retroactively restore the National Flood ...

Florida’s Citizens Is Deferring Flood Coverage Proof While NFIP Is Shut Down

Florida's Citizens Property Insurance Corp. is deferring the required proof of flood insurance while the federal government shutdown continues and the National Flood Insurance Program is in limbo. ...

U.S. Government Shutdown Curtails Key Weather and Climate Programs

The closure of the federal government will curtail or halt some US climate disaster preparedness and environmental programs — and even potentially delay real estate ...

Lawmakers Press FEMA on the Future of U.S. Flood Insurance

Two Democratic lawmakers are pressing the Trump administration about its management of the National Flood Insurance Program after cuts at the agency that runs it, the Federal Emergency Management ...

National Flood Insurance Program Once Again on the Verge of Expiration

About six months after Congress passed a short-term reauthorization, the National Flood Insurance Program (NFIP) will soon expire—a prospect that could cause coverage lapses for policyholders with ...

Neptune Flood: 77% of At-Risk Homes Outside FEMA Zones Have No Flood Insurance

Many homeowners underestimate their flood risk, leaving millions uninsured or underinsured in the face of a rising tide of flood events. A 2025 study from the Federal Reserve Bank of Philadelphia ...

NFIP to Begin Taking Monthly Flood Insurance Payments

The National Flood Insurance Program will soon start to accept monthly payments for flood insurance premiums, ending 55 years of requiring full payment upon application or renewal. The Federal ...

NFIP Reform Needed to Bring Down Flood Insurance Costs: Louisiana Senator

Louisiana Senator Bill Cassidy released a report Thursday critical of the National Flood Insurance Program's adoption of Risk Rating 2.0. The report, "The Flood Insurance Crisis: A Comprehensive ...
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  • Nationwide Acquiring Renewal Rights for Surety, Fidelity Biz From Main Street America Insurance
  • Harsher Point Values for New York Driving Violations Set to Begin Feb.16
  • Jury Finds Uber Must Pay $8.5M Over Driver Sex Assault Claims
  • Federal Government Plans to Speed up Reconstruction of Homes Destroyed by LA Wildfires
  • Chubb CEO Greenberg on Personal Insurance Affordability and Data Centers
  • Air-Powered Elbow Exoskeleton Reduces Fatigue, Injuries
  • Berkshire-owned Utility Urges Oregon Appeals Court to Limit Wildfire Damages
  • Insurance Groundhogs Warming Up to Market Changes

Contributors

Tim QueenFive AI Trends Reshaping Insurance in 2026Praveen PachauryHow Insurers Can Avoid Post-Merger Technology FailureScott AntonModern Underwriting Technology: Decisive Steps to Successful ImplementationCayce LynchNegotiation by Design: Why Writing Beats TalkingGary McGeddyLessons From 25 Years Leading Accident & Health at Crum & ForsterCraig WeberFive AI Trends Reshaping Insurance in 2026 See Our Contributors

Features

  • Insurance Groundhogs Warming Up to Market Changes

  • Lessons From 25 Years Leading Accident & Health at Crum & Forster

  • Preparing for an AI Native Future

  • Modern Underwriting Technology: Decisive Steps to Successful Implementation

  • A Lean Lens on Legal Bill Review: Keeping the Insured at the Center

  • Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$74.26up+8.47%
Root, Inc.ROOT$62.08up+7.63%
Goosehead Insurance, Inc.GSHD$66.17up+3.37%
Slide Insurance Holdings, Inc.SLDE$17.64up+2.98%
Hippo Holdings Inc.HIPO$29.50up+2.01%
Company Symbol Close 1 Day Chg
The Allstate CorporationALL$207.55down-3.55%
Horace Mann Educators CorporationHMN$43.18down-3.31%
The Progressive CorporationPGR$202.29down-2.54%
Enact Holdings, Inc.ACT$43.17down-2.31%
NI Holdings, Inc.NODK$13.57down-1.52%
* As of February 6, 2026; Source: S&P Global Market Intelligence
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