demotech News
2017 Super Regional P/C Insurer Conference Announced for C-Suite Carrier Professionals
Insurance Journal and Demotech Inc. announced that the inaugural Super Regional P/C Insurer Conference will be held July 16-18, 2017 at the Grand Geneva Resort & Spa in Lake Geneva, Wis. The ...
A Boardroom Guide to NAIC’s ORSA
The National Association of Insurance Commissioners voted to implement an addition to U.S. insurance regulation known as the Own Risk and Solvency Assessment Model Act back in 2011, but it is this ...
Underreserving, Balance Sheet Fundamentals Taking a Back Seat in Rating Agency Analyses
Loss and loss adjustment expense (L&LAE) reserving and reported income are but two components of a thorough, all-encompassing rating agency analysis of an insurer. Today, more than ever before, ...
‘Industry’ Loss Reserve Studies Not Meaningful: Demotech Analysis
Insurance literature is replete with articles, analyses, studies and discussion documents related to industry loss and loss adjustment expense (L&LAE) reserves, the impact of L&LAE reserve ...
Demotech U.S. Company Classification System
Demotech's philosophy is to review and evaluate insurers based on their focus and execution of their business model rather than on financial size. This philosophy was the catalyst for the development ...