demotech Archives - Page 2 of 2 - Carrier Management

‘Industry’ Loss Reserve Studies Not Meaningful: Demotech Analysis

Insurance literature is replete with articles, analyses, studies and discussion documents related to industry loss and loss adjustment expense (L&LAE) reserves, the impact of L&LAE reserve ...

Demotech U.S. Company Classification System

Demotech's philosophy is to review and evaluate insurers based on their focus and execution of their business model rather than on financial size. This philosophy was the catalyst for the development ...

Regional, Specialty Insurer Analysis: Broader Focus Enhances Profitability

Insurers focusing their business on a single state or coverage line experienced decent levels of premium growth in recent years, but they also recorded higher combined ratios than diversified ...