Features
Move Over Saudi Arabia; U.S. To Lead In Oil Production, Hartwig Says
Commercial insurers scoping out industries and regions with the most economic growth potential should look to the energy sector and the Dakotas to boost their top lines, an insurance industry ...
Navigating the Low Interest Rate Environment
Central banks in developed economies have driven interest rates down to record lows, causing investment income to fall sharply, and putting pressure on earnings. The primary challenges for ...
It’s Ridiculous! Top 10 Abuses Of The Legal System
In late December, the U.S. Chamber of Commerce Institute for Legal Reform announced its list of the Top 10 Most Ridiculous Lawsuits of 2012: Intoxicated Florida driver pleads guilty to manslaughter, ...Babies: Little Drunk People or Expert Marketers?
As I write this, our baby is 16 months old. Before our precious Emma entered our lives, when I looked at babies, they just always seemed like little drunk people to me. Falling down, being ...Wind Deductibles & Sandy: What It Means for Total Insured Losses
On October 29, 2012, when Hurricane Sandy made landfall along the northeast coast—a year to the day since the last northeastern superstorm and fourteen months since Hurricane Irene — the wind ...
State-By-State: Why Exposure Growth Differences Matter
Ever notice just how frequently the local weather is a topic of conversation? This may in part be because no one is expected to do much about it, other than perhaps considering a relocation to San ...
Single-Digit Price Hikes No Panacea, Dowling Says
While property/casualty insurers may find comfort in reports from various pricing monitors revealing slow but consistent rate jumps over the course of 2012, investors see a different picture, ...Prior-Year Reserve Takedown To Continue Until 2015: A.M. Best
Rating agency analysts believe prior-year loss reserve takedowns will continue to outpace reserve additions in 2013. In fact, A.M. Best's lead rating officer thinks reserve additions won't emerge ...