Features
Moving On: What’s Next for N.D. Insurance Commissioner Adam Hamm?
Before Republican Jon Godfread won the election for insurance commissioner in North Dakota last week, the outgoing commissioner, Adam Hamm, spoke to Carrier Management about his decision not to seek ...
Commercial Underwriting: From Strategy to Execution
Leading middle-market insurers are re-examining their underwriting function along four key dimensions. The output from these re-examinations include a variety of actions to enable sustainable ...
Aspen CEO Opinion: Blue Marble Launches in White Space
According to the World Bank, 12.7 percent of the population earns below $1.90 per day. This segment of the population is underserved and it has been estimated that insurance coverage could extend to ...
Why a Five-Hour Workday May Make Sense
The American workforce has become lazy. I estimate, conservatively, that knowledge workers are four times as efficient as they were 20 years ago. That's why I moved my company to a five-hour workday ...
Digital Innovation, Personal Service Can Help Agents and Brokers Keep Wealthy Clients
The global high-net-worth individual (HNWI) population has increased by 5 percent so far in 2016 to 16.6 million, with total global HNWI wealth increasing by 4 percent to $58.7 trillion, according to ...
Blockchain in Insurance: Applications and Pursuing a Path to Adoption
Blockchain, or distributed ledger technology, quickly has become a fixation in the financial services industry as a result of its potential to revolutionize and transform our thinking about data ...
Measuring Casualty Cat Risk: What Underwriters and Actuaries Miss and Why
Last month, I was invited to speak at the Casualty Actuarial Society Loss Reserving Seminar in Chicago, where I had the opportunity to challenge the existing techniques designed to measure ...
Friendsurance Carves Out Its Youthful Insurance Industry Niche
Friendsurance, a peer-to-peer insurance broker focused on making insurance easy and affordable to buy, seems right at home in Kreuzberg, perhaps one of the trendiest districts of south central ...