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A Proactive Approach Is Key as AI Tools Help Cyber Attackers and Defenders Alike
Cyber criminals are increasingly using artificial intelligence tools to carry out attacks, and it's becoming harder for insurers to keep up, said Vishaal 'V8' Hariprasad, ...
Inflation a Blessing for Root: Q1 Profit Is Proof Point of Data Science Strategy
There was a moment in first-quarter 2021 when InsurTech Root met a long-desired loss ratio target, sending a promising signal that the cash-burning startup was squarely ...
Beyond Carvana: Root Bullish on Embedded Insurance Distribution
Although three strategic pillars guide investments in technology and data science at InsurTech Root, the second pillar—one focused on "meeting customers where they ...
Deflating Social Inflation
Prior-year loss reserve charges. Social inflation. Nuclear verdicts.
Those topics, featured in various articles in Carrier Management's ...
5 Emerging Risks to Watch: Falling Space Junk, Megadroughts, Bioplastic Toxins
In this edition of Risk Alerts, Carrier Management highlights the dangers of falling space junk, more frequent and severe megadroughts, toxins in bioplastics, risky ...
ERM and Strategic Scenario Analysis: A New Way to Think About Innovation
All iconic brands—past, present and future—share one thing in common: innovation.
When done right, innovation is one of the ...
Defendants, Insurers Risk Falling Behind on AI for Litigation
As generative artificial intelligence drives the innovation of legal tools, insurance defense experts are wary that failing to keep up with the plaintiffs' bar's ...
Surplus Lines Insurers Providing a Much-Needed Safety Valve for P/C Industry
Given the difficult environment for primary property/casualty carriers, the efficient use of excess and surplus (E&S) lines capacity is providing a safety valve for ...
Questionable Loss Reserves: Are Legacy Reinsurance Deals the Answer?
Twenty years ago, an insurance carrier's use of reinsurance products like loss portfolio transfers and adverse development covers waved a red flag, signaling potential ...

