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Regional, Specialty Insurer Analysis: Broader Focus Enhances Profitability
Insurers focusing their business on a single state or coverage line experienced decent levels of premium growth in recent years, but they also recorded higher combined ratios than diversified ...
Want to Reduce Litigation Expenses? Win in Court
No one enjoys paying litigation defense costs. Unfortunately, it comes with the territory. As a carrier grows, it becomes an increasingly deep-pocketed target for plaintiff attorneys. There are ...
Is FIO About to Step Into Data Collection?
The Federal Insurance Office (FIO) has taken a step toward fulfilling one of its obligations under the Dodd-Frank Act—a step that may ultimately have significant implications for auto insurers. ...
Kemper Strategy: An Alternative Approach to Private Equity Investing
Co-investing has become one of the most discussed issues between private equity funds, also known as general partners (GPs), and their investors, commonly referred to as limited partners (LPs). For ...
Cincinnati Financial: A Matter of Trust
There was a time when the words "financial services" and "trustworthy" seemed incompatible to many people. But according to Forbes magazine, Cincinnati Financial Corp. tops the list of America's most ...
Steve Johnston: Chief Communicator
Gas station attendant, pipe layer, casualty actuary and basketball coach. Those may not be the most logical steps on the career path to president and chief executive officer of a property/casualty ...
Double-Digit Growth Rests on Pillars of Stability, Says CinFin CEO Johnston
Unless you work in one of the 1,467 select agencies that currently do business with Cincinnati Financial, you may not know that all of the carrier's field representatives work from their homes, right ...
Winds Blowing West, Southwest for Regional Carrier Growth
The wide open spaces of the West and Southwest are beckoning some U.S. property/casualty insurers looking to grow premium volumes in previously uncharted territories, according to a new analysis of ...