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Dispatches from InsurTech Survival Island: Five Takeaways From Statutory Financials (Part 2)
Statutory financial statements are painting an unattractive picture for three InsurTechs that have chosen to become real insurers so far. In Part 1 of this three-part article, we revealed that loss ...
Dispatches From InsurTech Survival Island: Five Takeaways From Statutory Financials (Part 1)
"All the insurance players will be InsurTech" is a phrase we have uttered on many occasions in the past few years, but some InsurTechs have chosen to be insurers. Real insurers. Which means they file ...
Digital Transformation in Underwriting: What It Means and How to Get There
Every part of the insurance industry is talking about digital transformation. Underwriting, the traditional heart of the insurance enterprise, is no exception. Because this idea is discussed so ...
Four Types of Artificial Intelligence: How to Decide Which One to Apply to Commercial Insurance Decisions
As artificial intelligence (AI) gains more widespread adoption in insurance and other industries, we see four distinct uses for it. In this article, we examine them and describe some current and ...
Leading a Technology Company: A New Challenge for Insurance Carrier Execs
YouTube videos featuring insurance company chief executives can be revealing. Take the comments of Allianz CEO Oliver Bäte on his recent listening tour published to the group's YouTube channel Nov. ...
Going Virtual in the Digital Age: What Estonia’s Story Means for Insurers
American working culture is no stranger to the debate over the merits of a virtual workforce. Even those who focus on the pitfalls of remote working have to recognize the reality that technology is ...
Underwriting in 2018: InsurTechs Eye Analytics, Automation
Underwriting is the nucleus of the insurance business. For centuries, human beings have performed this process, evaluating a risk to determine whether or not it is insurable at a profit for the ...
Stop Thinking Regional vs. National; Start Thinking Smarter About Technology
Regional or national? That's a question producers have long considered when deciding where to place their business—whether to go with a regional company that has close relationships with their ...