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Shallow Tremors Could Help Forecast Major Earthquake in Northern California
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New York City Apartment Building Gas Explosion, Fire Kills 1, Injures 14
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RLI Inks 30th Straight Full-Year Underwriting Profit
20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut
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Insurance Regulators, Trades Get Behind Latest Effort to Abolish FIO
Outlook on Reinsurance Has Changed; Pre-’23 Property Pricing Back: AM Best
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
Five AI Trends Reshaping Insurance in 2026
Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results
Good Times for U.S. P/C Insurers May Not Last; Auto Challenges Ahead

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Six Forces That Will Reshape Insurance in 2026
Negotiation by Design: Why Writing Beats Talking
Why ‘Good Enough’ Is Killing Insurance: The Hidden Cost of Satisficing
How Insurers Can Avoid Post-Merger Technology Failure

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Content from Hari Balakrishnan

Hari Balakrishnan is the Chief Technology Officer and co-founder of Cambridge Mobile Telematics (CMT). CMT, a smartphone-centric telematics provider, has active programs with over 25 insurers in 16 countries, including several in the United States, as well as programs with several fleets, cellular carriers, automakers and government agencies. Balakrishnan is also the Fujitsu Professor of Computer Science at MIT and a Director of Wireless@MIT. Before CMT, he co-founded StreamBase (acquired by TIBCO) and was a founding adviser to Meraki (acquired by Cisco), both MIT spin-offs. He was inducted into the National Academy of Engineering in 2015 and to the American Academy of Arts and Sciences in 2017.

How Smartphones Can Reduce Road Crashes and Strengthen the Insurance Industry

As roads become increasingly more dangerous, due in part to drivers using their mobile phones, attempting to reduce distracted driving through laws is a step in the right direction. Ten years ago, ...

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  • Shallow Tremors Could Help Forecast Major Earthquake in Northern California
  • U.S. Safety Board Probes Waymo Robotaxis Passing Stopped School Buses
  • New York City Apartment Building Gas Explosion, Fire Kills 1, Injures 14
  • Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality
  • House Committee Advances Bill to Extend Federal Terrorism Backstop
  • AI Data Center Boom Risks Roiling Global Carmaker Supply Chains
  • Severe Convective Storms Become Costliest Insured Peril of 21st Century: Aon
  • First Adaptive Seatbelt Promises Enhanced Safety

Contributors

Tim QueenFive AI Trends Reshaping Insurance in 2026Nick LamparelliNavigating Seasonal Spikes in Insurance: Lessons From the 2025 LA WildfiresCayce LynchNegotiation by Design: Why Writing Beats TalkingCraig WeberFive AI Trends Reshaping Insurance in 2026Praveen PachauryHow Insurers Can Avoid Post-Merger Technology FailurePeter CroweNavigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires See Our Contributors

Features

  • Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality

  • Navigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires

  • Six Forces That Will Reshape Insurance in 2026

  • Negotiation by Design: Why Writing Beats Talking

  • Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction

  • Five AI Trends Reshaping Insurance in 2026

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Neptune Insurance Holdings Inc.NP$25.77up+5.18%
TWFG, Inc.TWFG$26.88up+3.98%
Skyward Specialty Insurance Group, Inc.SKWD$46.48up+3.54%
Universal Insurance Holdings, Inc.UVE$29.84up+3.43%
RLI Corp.RLI$58.48up+2.65%
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$89.88down-3.61%
Ategrity Specialty Insurance Company HoldingsASIC$17.78down-2.31%
Trupanion, Inc.TRUP$32.41down-1.25%
American Integrity Insurance Group, Inc.AII$18.30down-1.08%
Kinsale Capital Group, Inc.KNSL$402.40down-1.06%
* As of January 26, 2026; Source: S&P Global Market Intelligence
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