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The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture
A Practical Blueprint: The Five Plays of an Innovation Culture
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Artificial Intelligence Is Rewriting the Rules for Commercial Lines
Poorer Americans Dropped Federal Flood Insurance When Rates Rose
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Unpacking a Consumer Intervenor’s Novel Idea
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Chubb, The Hartford, Liberty and Travelers Team Up on Surety Tech Co. Launch
Texas ID Restrictions Could Prevent Illegal Immigrants in U.S. From Buying, Registering Vehicles
Why Insurance Telematics Integrations Fail
How One MGU Grew Fivefold When Capacity Fled Cat-Prone Property Markets

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Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead
Rebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It
AI in Property/Casualty Insurance: Why Trusted Data Is the Missing Link
The Future of Knowledge in Insurance: From Training to AI-Powered Productivity

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Content from Carol A. Williams

Carol Williams is the Chief Executive Officer of Strategic Decision Solutions, a consultancy that has helped numerous P/C insurers address unique challenges to their success. Williams started her career in insurance and risk management with the Florida Office of Insurance Regulation nearly 20 years ago, more recently holding various ERM leadership positions for Citizens Property Insurance Corporation. At Strategic Decision Solutions, she focuses on helping carriers move beyond putting out fires to achieving strategic goals. Reach her at Carol@strategicdecisionsolutions.com.

Electric Vehicles and the New Frontier They Represent for Auto Insurers

Electric vehicles (EVs) and internal combustion engines could not be more different in some respects, but there's one thing they have in common: They both represent a ...

How Carriers Can Meet Strategic Goals During Inflationary Times

At the dawn of the 2020s just over three years ago, no one, including property/casualty executives, thought a pandemic would sweep the globe. The disruptions caused by ...

Going the Distance: How P/C Insurers Can Put Strategic Plans Into Action

I think everyone will agree that planning what direction a company will take for the next few years takes a bit of effort.

After all the ...

What Does an Ideal Strategic Planning Process Look Like?

It's coming up on that time of year when the kids head back to school and summer activities and vacations are winding down. It's time to settle in for the last push to year end. In the life of a ...

How to Move Past ‘Analysis Paralysis’: 5 Steps for Leaders

As an executive and leader of a property/casualty insurance carrier, you are responsible for making consequential decisions that impact policyholders, employees, credit ratings, regulators, investors ...

Stop the Deluge: Why P/C Leaders Should Rethink Project Management

After much deliberation and seemingly endless back-and-forth, strategic goals and objectives for the year are now set. Many company executives already have a good idea of the initiatives they want ...

Carpe Futurum: How to Reorient Your Company’s View of Risk

Never before, or at least never in the modern era, has the world witnessed such an extraordinary level of risk and uncertainty. Although a cursory look at the news confirms this, in-depth surveys ...

How to Achieve Organizational Goals With Scenario Planning

Even if they are never laid out in a formal document, every company is going to have strategic goals. After all, no executive is going to say that they don't want their company to grow or otherwise ...

Taking a Growth Pause: Preparing for Long-Term Success

When you are in the early stages of starting your company, your one focus is to get things rolling. To do that, you prioritize: raising capital, getting your Certificate of Authority, obtaining ...
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  • Colorado State Patrol Highlights Top 5 Cause of Winter Crashes
  • Cannabis Businesses Face Hurdles Accessing Big Banks Despite Reclassification
  • Deceptive Self-Driving Claims Prompt California to Threaten Tesla With 30-Day Sales License Suspension
  • AIG Partners With Amwins, Blackstone to Launch Lloyd’s Syndicate Using Palantir
  • Vantage Group to Be Acquired by Ackman-Backed Howard Hughes Holdings for $2.1B
  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines
  • Protective Gear Meant to Protect Firefighters May Hide New Chemical Danger
  • Odometer Fraud Sees 14% Jump in the Past Year

Contributors

Mark Bernacki IIHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesAdolfo CanoviHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesKrista GlennRebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix ItTim SlevinExamining 5 Key Factors Fueling MGA Growth—and Emerging Challenges AheadDavid PerlaLegal Finance and Insurance: From Confusion to Collaboration See Our Contributors

Features

  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines

  • Viewpoint: Stable Operating Conditions Expected for European Insurers in 2026

  • How Carriers Are Pairing AI and Process Discipline to Drive Subrogation Outcomes

  • Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead

  • Unpacking a Consumer Intervenor’s Novel Idea

  • The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
TWFG, Inc.TWFG$28.60up+1.20%
Kingsway Financial Services Inc.KFS$12.80up+1.19%
Goosehead Insurance, IncGSHD$73.45up+0.90%
Slide Insurance Holdings, Inc.SLDE$18.72up+0.86%
Kinsale Capital Group, Inc.KNSL$399.29up+0.83%
Company Symbol Close 1 Day Chg
NI Holdings, Inc.NODK$13.92down-5.24%
James River Group Holdings, Inc.JRVR$6.26down-4.28%
Root, Inc.ROOT$73.88down-4.14%
Neptune Insurance Holdings Inc.NP$28.17down-3.89%
Bowhead Specialty Holdings Inc.BOW$28.00down-3.75%
* As of December 19, 2025; Source: S&P Global Market Intelligence
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