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AI Is the Biggest Mover on Allianz Risk Barometer; Cyber Takes Top Spot for Fifth Year
Behavior Is Dominant Driver of Collision Risk for Commercial Auto
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Three reasons personal auto physical claims costs were rising before COVID-19 NY Governor Proposes Crackdown on Fraud to Reduce Auto Insurance Costs
$17M Recovered in California’s Organized Retail Theft Crackdown Last Year

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Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results
Nearly Half of 100 Largest P/C Insurers Destroy Value: ACORD
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Experian: AI Agents Could Overtake Human Error as Major Cause of Data Breaches
California Bill Seeks to Add ‘Transparency’ to Aerial Images Used by Insurers
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APCIA Backs Federal Bill to Require Litigation Funding Disclosure
Justice Department Using Fraud Law to Target Companies on DEI, WSJ Reports
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
McKinsey Plots Thousands of Job Cuts in Slowdown for Consulting Industry
Good Times for U.S. P/C Insurers May Not Last; Auto Challenges Ahead
The LA Fires Destroyed 11,000 Homes. Less Than 10% Have Permits to Rebuild

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Five AI Trends Reshaping Insurance in 2026
Why ‘Good Enough’ Is Killing Insurance: The Hidden Cost of Satisficing
How Insurers Can Avoid Post-Merger Technology Failure
Adapting Insurance Talent Models for a More Volatile, Tech-Driven Market

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Content from Alan Murray

Alan Murray is a director in AM Best’s rating analytics division. He oversees a team of analysts responsible for insurance and capital market ratings of property/casualty and life and annuity insurers, with an emphasis on larger and more complex national and global multiline carriers.

Not So Stable: AM Best Analyzes Commercial Segment’s Casualty Lines

Heading into 2024, AM Best maintained a stable outlook on the overall U.S. commercial lines sector. This was based on our expectation that the segment as a whole will ...

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Latest

  • AI Is the Biggest Mover on Allianz Risk Barometer; Cyber Takes Top Spot for Fifth Year
  • NY Governor Proposes Crackdown on Fraud to Reduce Auto Insurance Costs
  • $17M Recovered in California’s Organized Retail Theft Crackdown Last Year
  • $182M Settlement Reached in Deadly 2015 New York Commuter Train Crash
  • APCIA Backs Federal Bill to Require Litigation Funding Disclosure
  • Experian: AI Agents Could Overtake Human Error as Major Cause of Data Breaches
  • Wildfires, Storms Fuel 2025 Insured Losses of $108 Billion: Munich Re Report
  • Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction

Contributors

Peter CroweAdapting Insurance Talent Models for a More Volatile, Tech-Driven MarketNick LamparelliAdapting Insurance Talent Models for a More Volatile, Tech-Driven MarketPraveen PachauryHow Insurers Can Avoid Post-Merger Technology FailureTim QueenFive AI Trends Reshaping Insurance in 2026Craig WeberFive AI Trends Reshaping Insurance in 2026 See Our Contributors

Features

  • Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction

  • Five AI Trends Reshaping Insurance in 2026

  • Why ‘Good Enough’ Is Killing Insurance: The Hidden Cost of Satisficing

  • Slideshow: Carrier Management’s 2025 Top Editor’s Picks (Unlocked)

  • Carrier Management’s 2025 Top Insurance News Articles (Reader’s Picks)

  • AI, Litigation Funding and Market Crosscurrents: What CM Readers Cared About in 2025

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
James River Group Holdings, Inc.JRVR$6.58up+4.94%
Kinsale Capital Group, Inc.KNSL$396.13up+3.98%
Old Republic International CorporationORI$43.00up+2.77%
Kingsway Financial Services Inc.KFS$13.28up+2.23%
Neptune Insurance Holdings Inc.NP$26.76up+2.18%
Company Symbol Close 1 Day Chg
Slide Insurance Holdings, Inc.SLDE$16.61down-3.93%
Trupanion, Inc.TRUP$34.04down-3.79%
Kingstone Companies, Inc.KINS$15.87down-2.76%
Root, Inc.ROOT$72.72down-2.07%
American Integrity Insurance Group, Inc.AII$19.00down-1.35%
* As of January 14, 2026; Source: S&P Global Market Intelligence
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