Aon plc is expanding its proprietary Data Center Lifecycle Insurance Program (DCLP) with an additional $1.5 billion, increasing the program’s first-party coverage capacity to $5.0 billion.

In addition, Aon is offering integrated risk solutions that support digital infrastructure assets from development through long-term operations. Think climate risk advisory, security risk consulting, environmental risk solutions, operational resilience expertise, among other services.

“Digital infrastructure has become one of the most important and capital-intensive asset classes in the global economy,” said Joe Peiser, CEO of Risk Capital, Aon, in a media statement. “As clients build larger and more complex data center portfolios, they need access to greater insurance capacity alongside solutions that strengthen resilience throughout the asset lifecycle.”

The program builds on previous enhancements that increased capacity to $3.5 billion.

“Expanding DCLP to $5 billion demonstrates our ability to help clients access capital, manage risk, and scale with confidence,” Peiser said.

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Launched in July 2025, Aon’s Data Center Lifecycle Insurance Program is a multi-line insurance solution designed to address the interconnected construction, operational, cyber and financial risks facing data center owners, developers and investors. Aon said the latest expansion reflects Aon’s Reliable by Design approach to digital infrastructure and extends DCLP beyond traditional insurance placement.

“By bringing together insurance capacity, engineering expertise and risk intelligence earlier in the development process, Aon helps clients reduce transition risk, improve resilience and build digital infrastructure assets that are bankable, insurable at scale and resilient under stress,” the media statement says.

Key features of the enhanced Data Center Lifecycle Insurance Program include:

• Up to $5 billion in construction all risks (CAR), delay in startup (DSU) and property damage and business interruption coverage, backed by a panel of A-rated insurers from Lloyd’s and company markets, together with other leading facilities.
• Cyber and technology errors & omissions up to $400 million, and $500 million in project cargo coverage.
• Third-party liability up to $200 million outside the U.S. and $100 million within the U.S.
• Up to $1 billion of terrorism capacity through existing Aon facilities.
• Expanded lifecycle risk, resilience and advisory capabilities through Aon Global Risk Consulting, including climate risk advisory, environmental risk solutions, Owners Protective Professional Indemnity (OPPI), security risk consulting, risk engineering and operational resilience expertise, supporting clients across the full asset lifecycle.

The expansion comes as investment in artificial intelligence, cloud computing and hyperscale data centers accelerates, increasing demand for insurance solutions capable for supporting larger, more complex and more capital intensive-projects through their lifecycle.

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