Aon Is Expanding Its Data Center Lifecycle Insurance Program Capacity to $3.5B

Aon plc is expanding its proprietary Data Center Lifecycle Insurance Program (DCLP) with an additional $1 billion, increasing the program’s capacity to $3.5 billion.

In addition, coverage will extend to include existing data centers coming off the first year of operations. With this enhancement, Aon’s DCLP now provides continuity of coverage into long‑term operations, extending coordinated support to existing, mission‑critical data center assets beyond construction and commissioning.

“Data centers have become foundational to innovation, connectivity and economic growth,” said Joe Peiser, CEO of Risk Capital at Aon, in a statement. “As these assets grow in size, complexity and importance, resilience must be built from the start. By expanding our Data Center Lifecycle Insurance Program and extending coverage to operating data centers, Aon is helping clients anticipate risk, protect critical assets and invest in digital infrastructure with greater confidence.”

Launched in July 2025, Aon’s Data Center Lifecycle Insurance Program is a multi-line insurance solution designed to address the interconnected construction, operational, cyber and financial risks facing data center owners, developers and investors. Aon said the latest expansion reflects accelerating global investment in cloud computing, artificial intelligence and hyperscale infrastructure, and the growing importance of resilience as data centers become more critical to the global economy.

Key features of the Data Center Lifecycle Insurance Program include:

Up to $3.5 billion in coverage for construction all risks, delay in startup (DSU) and operational property damage/business interruption
Cyber and technology E&O coverage up to $400 million, including non-damage cyber DSU and ransomware protection
Third-party liability up to $200 million globally, including $100 million in U.S. excess capacity
Project cargo and transport insurance up to $500 million
Risk engineering and cyber impact modelling are available through Aon’s Global Risk Consulting team
Capacity supported by a global panel of A‑rated or higher insurers across Lloyd’s and company markets