Members Only Content
Stress Testing Your ERM Initiative: Is It Delivering What You Need?
Solvency regulation has entered a new phase in the insurance industry as in-depth, forward-looking insurer self-assessments replace reviews of past balance sheets in states where Own Risk and ...
Retention With Profit: Best Practices for Auto Underwriting
"Every generation needs a new revolution," noted Thomas Jefferson, and in present times it seems that several revolutions are joining forces in the insurance world. The recent innovations of ...
A Surprising Way to Achieve Price Competitiveness
How can a company liberate itself from the death spiral of product commoditization? Competing on price is generally a losing proposition—and a very exhausting way to run a business. But when a ...
The Uberization of Insurance and Pac-Man
Much has been written about innovation in the insurance industry as well as Google's Compare, USAA's recent participation in Compare, Liberty Mutual's venture with Nest, big data, etc. What is really ...
Workers Comp Underwriting Profit Possible as Trends, Reserve Quality Improve: Fitch
Traditionally one of the most challenging underwriting segments in the U.S. commercial lines insurance market, workers compensation has experienced a meaningful turnaround in performance from large ...
Too Much Capital, Too Little Return
Finding attractive investment opportunities is a familiar challenge in a world of low to negative yields, tight spreads and high equity prices. In this year's Goldman Sachs Asset Management (GSAM) ...
Getting Well Soon: The Next Trillion-Dollar Industry for P/C Insurers?
Sleeping on the job has never been a fast track to success, but sleeping on the way to the job may lead to an early and unscheduled retirement. More than 1 in 5 fatal car accidents in the United ...
Commercial Lines Market Headed For Profit Deterioration
Commercial lines insurance underwriters in the United States have generated two consecutive years of significant underwriting profits. However, market sentiment has turned less favorable recently as ...