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Executive Viewpoint: What Telematics Got Wrong and What It Means for Commercial Auto
In 2012, I joined Direct Line Group's motor team to help build a telematics insurance product. The idea was simple: use real driving data to move beyond crude proxies—age, postcode, ...
Automation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&L
The boards are asking. Investors are asking. The carrier C-suite is starting to ask: Where's the payoff? Insurers have been far from timid in their AI investments. Innovation labs have been built. ...
Why and How Homeowners Underwriting Must Change
Excellence in homeowners insurance requires sophisticated risk management, but today's industry environment is testing the limits of traditional underwriting approaches. Weather events are occurring ...
Insurance Data and the Complex Loops Redefining Casualty Risk
The world is evolving at a pace that outstrips traditional casualty models. Our understanding of risk, and the insurance data we rely on to quantify it, is increasingly misaligned with how people ...
Who Will Be California’s Next Insurance Commissioner?
The race for the California Insurance Commissioner post has drawn 11 candidates covering several parties, and backgrounds that include two insurance agents, a former broker, a state legislator and a ...
The Race for California Insurance Commissioner: Meet Steve Bradford
Democrat Steve Bradford, an education organization board member, previously served in the California State Senate, the state Assembly and on the Gardena City Council. His plans include addressing ...
The Race for California Insurance Commissioner: Meet Ben Allen
Democratic State Senator Ben Allen has served as a member of the California state Senate since 2014. His plans include restoring a competitive insurance market, ensuring people are treated fairly ...
The Race for California Insurance Commissioner: Meet Merritt Farren
Republican Merritt Farren is a consumer advocate and attorney. Farren has more than 30 years of experience in business, technology and law. He has held senior roles in several big companies, ...