The Art and Science of Underwriting in an Era of Evolving Risk

Insurance underwriters are seemingly pulled in many directions today as risks quickly evolve, from extreme weather events to changes in the legal and regulatory landscape ...

California Wildfires Dwindle as Premiums Surge

In their 1999 paean to California, the Red Hot Chili Peppers sang that "Destruction leads to a very rough road, but it also breeds creation." The rock band was referring ...

5 Emerging Risks to Watch: ‘Evil Digital Twins,’ Climate Change, ‘Forever Chemicals’ in Tap Water

In this edition of Risk Alerts, Carrier Management highlights "evil digital twins," climate risks, "subsurface heat islands" and the presence of PFAS in U.S. tap ...

Emerging Risks: Could Obesity Lawsuits Become a Major Liability Event?

Public health problems often have the potential to lead to severe and systemic liability losses. This was the case in the massive asbestos and tobacco litigation events ...

Understanding the Real Impact of Wildfire Smoke

During the week of June 5, the Northeast United States found itself coated in orange smoke and smog stemming from the ongoing wildfires in eastern Canada. It was an ...

Are Winds of Change Blowing on California Insurance Law?

It would be wrong to assume that California regulators and lawmakers are only now starting to ponder what to do about a potential insurance crisis in the wildfire-prone ...

3 Emerging Risks to Watch: The Rise of Robotics, Infrastructure Spending, Vehicle Subscriptions

Years ago, it may have been hard to imagine a time when robots could have nine-to-five jobs and handle household chores, drivers could subscribe to luxury vehicle ...

Fun Equals Risk. Sigh.

Those in the insurance industry tend to view everything through a lens of risk and responsibility. Sure, that game/sport/amusement/party looks like a good time, but what ...

Six Strategies That Take Weeks Off Your Hiring Process

Do you think your hiring process takes too long? Have issues with timing cost you time, money and the chance to hire top talent?

One of ...

Reducing Claims Overpayment Is Vital for Carrier Survival

Failure to catch overinflated claims is costing the insurance industry tens of billions of dollars each year. Paying too much or too little on a claim isn't beneficial to ...