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The Insurance Data Paradox: Structure Creates Flexibility

At most insurance companies, especially the largest and oldest, data is extremely disorganized. Many carriers have five or more policy admin systems due to acquisitions. ...

That Insurance Talent Crisis? It’s a Global Knowledge Opportunity

Over the next 15 years, 50 percent of the current insurance workforce will retire. It's a jarring number. This leaves more than 400,000 open positions unfilled, according to the U.S. Chamber of ...

How Apprenticeship Programs May Be the Best Solution to Today’s Talent Crisis

Four-year degree required. It's been a standard part of job descriptions in the insurance industry for the better part of the past two decades. Now, it's time for an overhaul. The college degree ...

Viewpoint: You’re at a Competitive Disadvantage If You’re Not Innovating

"Innovative" is not the word I'd use to describe the personal lines insurance space. Industry veterans even affectionately refer to insurance carriers as "slow first ...

How Do Insurers Define Systemic Cyber Risk?

Systemic cyber risk is being discussed as a growing concern for insurers as technology advances and interconnectivity increases, but how is this risk defined? That may be ...

Risks to Watch: AI-Driven Civil Unrest, Heavy EVs, Solar Panel Safety

Technology is poised to take over traditional markets and is rapidly creating new ones. For example, this trend is evidenced by the adoption of electric vehicles, demand for solar energy and the ...

CEO Viewpoint: Predict and Prevent Just Makes Economic Sense

Last year, U.S. P/C insurers incurred a $21.2 billion net underwriting loss, only slightly improved from a $24.9 billion underwriting loss recorded in 2022. Roughly $65 ...

The Golden Triangle of Technology

Three technologies are having a profound impact on how insurance can help manage and mitigate risk:

Internet of Things (IoT) technology is supplying large amounts of ...