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Reflecting on Our Mission: Why I Am Proud to Work in Insurance
What is an insurance carrier to a business owner? For any business owner who hasn't taken the full measure of his or her insurance policy, the check he sends to a carrier often appears to be nothing ...
Carrier Growth Strategies Diverge: Disruption Impossible for Some, Embraced by Others
We hold these truths to be self-evident: A shrinking insurance company will sooner or later run afoul of regulators, rating agencies, distributors and customers. It is virtually impossible to ...
Never Eat Lunch Alone: Important Lessons for Building a Positive and Productive Company Culture
Corporate culture is a key priority for me and our company, and has been since I stepped into my current role at Assurant three years ago. Without a fundamentally strong and engaging corporate ...
The Insurance Protection Gap: A Growing Problem in Emerging Nations, Developed Economies
The protection gap. It's a phrase that will be increasingly heard over the coming years—because it is getting bigger. The protection gap is the difference between insured losses and economic ...
The Fine Art of Underwriting Through Soft and Slightly Harder Market Cycles
Twenty or so years ago, a London market marine underwriter declared he was going golfing one particular afternoon because he had reached his annual capacity level. That was an underwriting model ...
The Art of Translation: Why Middle Managers Are Key to Building a Strong Culture
There's an art to translation. Just ask the former president who once referred to himself as a jelly doughnut while speaking in German, or the banking group HSBC, which spent $10 million rebranding ...
Does the Digital Insurer Spell the End of Agents and Brokers?
Does the digital insurer spell the end of agents and brokers? Not at all, according to some speakers at the InsureTech Connect Conference in October. While the roles of agents and brokers in personal ...
Netflix vs. HBO and the Race to the Insurance Customer
"The goal is to become HBO faster than HBO can become us," the chief content officer of Netflix said four years ago. In the insurance world, InsureTech Connect Conference Founder Caribou Honig thinks ...