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Animals Cause More Than 350,000 Crashes Per Year: Report
China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
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U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
Stress Is Reshaping Americans’ Lives

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Delegation Without Abdication: A Division of Labor for Human-AI Decisions in Insurance
Viewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines Trust
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Global Commercial Insurance Rates Drop 5% in Q3; Signs of Stabilization
AI Accelerates Cyber Threat Landscape, Poses New Risks for Insurers and Businesses
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US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
Insurance Regulators Defend State-Led Model in Reply to Warren
Monster Tsunami Sent Water 1,580 Feet Up an Alaskan Mountain
Lyft to Pay $272M to Settle California Rideshare Drivers’ Wage Theft Lawsuit
Federal Bill Seeks to Reduce Work Week to 32 Hours
Levers and Guardrails: How Growth Is Being Built at Hippo

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Building a Glass Box Not a Black Box at Elara Spatial
Who Structures the Problem in AI-Assisted Insurance Decisions?
Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment
Workers’ Compensation’s Real Challenge: Orchestration

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Claims / Legal

State Farm Inked $1.5B Underwriting Profit for 2025; HO Loss Persists

State Farm reported an underwriting gain of $1.5 billion for its property/casualty businesses in 2025, representing a turnaround from an underwriting loss of more than $6 billion in 2024—and more ...

From Skill to System: The Next Chapter in Insurance Claims Negotiation

For the last several months, this series has made a deliberate case: Negotiation is not a peripheral activity in insurance litigation—it is the mechanism through which nearly every outcome is ...

AI Got Beat by Traditional Models in Forecasting NYC’s Blizzard

Two days before New York's biggest snowstorm in a decade began, forecasters were still unsure how much snow would fall. One traditional U.S. model had consistently predicted a major hit, while newer ...

Resilience: Cyber Risk Shifts From Disruption to Long-Tail Losses

Cyber attacks are no longer designed solely to cause immediate business disruption. Instead, they are increasingly engineered to inflict sustained financial, regulatory and reputational damage that ...

LA Fire Victims Suing City Utility for Billions Win Major Ruling

The water and power utility that serves the city of Los Angeles must face hundreds of lawsuits faulting its response to the massive 2025 wildfire that leveled one of the city's premier seaside ...

AI Claim Assistant Now Taking Auto Damage Claims Calls at Travelers

The Travelers Companies announced the launch of AI Claim Assistant, a fully agentic intelligent voice service to handle customer claim calls. The service, developed using OpenAI model capabilities ...

AI, Data and the Next Phase of Insurance Fraud Defense

The line between real and fake is becoming increasingly difficult to discern. Repair estimates, medical records, invoices and damage photos can be created with inexpensive, at-home AI setups and ...

AIG, Chubb Can’t Use ‘Bump-Up’ Provision in D&O Policy to Avoid Coverage

A state high court has ruled subsidiaries of American International Group (AIG) and Chubb cannot use the so-called "bump-up" exclusion in denying coverage for a settlement in a securities lawsuit. ...

A Lean Lens on Legal Bill Review: Keeping the Insured at the Center

For over a decade, I helped build the legal e-billing and review industry. I sat across the table from vice presidents of claims at major carriers, making the case that systematic invoice auditing ...

Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality

One thing that experienced adjusters will probably tell you about learning to be a better claims handler is to get more…well…experience. Years and years of it. Multinational financial services ...
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Research & Whitepapers

Latest

  • Animals Cause More Than 350,000 Crashes Per Year: Report
  • China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
  • U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
  • Insurance AI’s Next Test: Can Carriers Trust the Data?
  • Stress Is Reshaping Americans’ Lives
  • Hawaii Likely Needs $1B in Disaster Recovery, Resilience Funds
  • Companies, Governments Fight Hacking Attempts in Rush to Patch PHP Flaws
  • AI Agents’ Access to Personal Information Raises Privacy Concerns

Contributors

Kirk GarrettWhen Builder’s Risk Coverage Doesn’t Reach the Finish LineNeil SahotaViewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines TrustBen ChangViewpoint: Six Questions Every CIO Should Ask Before Their Next AI InvestmentSean KevelighanFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California See Our Contributors

Features

  • Insurance AI’s Next Test: Can Carriers Trust the Data?

  • Building a Glass Box Not a Black Box at Elara Spatial

  • Who Structures the Problem in AI-Assisted Insurance Decisions?

  • Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment

  • Is Your Hiring Process a Dream or a Nightmare for Job Seekers?

  • Workers’ Compensation’s Real Challenge: Orchestration

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Selective Insurance Group, Inc.SIGI$96.61up+5.31%
Slide Insurance Holdings, Inc.SLDE$28.55up+2.88%
Enact Holdings, Inc.ACT$47.89up+2.07%
Ategrity Specialty Insurance Company HoldingsASIC$24.11up+1.30%
Universal Insurance Holdings, Inc.UVE$48.84up+0.91%
Company Symbol Close 1 Day Chg
Kinsale Capital Group, Inc.KNSL$364.49down-6.69%
Goosehead Insurance, Inc.GSHD$48.50down-4.19%
Mercury General CorporationMCY$102.85down-3.62%
RLI Corp.RLI$64.83down-3.25%
W. R. Berkley CorporationWRB$73.33down-2.94%
* As of October 23, 2026; Source: S&P Global Market Intelligence
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