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Critical Information for P/C Carrier Executives

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Animals Cause More Than 350,000 Crashes Per Year: Report
China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
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U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
Stress Is Reshaping Americans’ Lives

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Delegation Without Abdication: A Division of Labor for Human-AI Decisions in Insurance
Viewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines Trust
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Global Commercial Insurance Rates Drop 5% in Q3; Signs of Stabilization
AI Accelerates Cyber Threat Landscape, Poses New Risks for Insurers and Businesses
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US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
Insurance Regulators Defend State-Led Model in Reply to Warren
Monster Tsunami Sent Water 1,580 Feet Up an Alaskan Mountain
Lyft to Pay $272M to Settle California Rideshare Drivers’ Wage Theft Lawsuit
Federal Bill Seeks to Reduce Work Week to 32 Hours
Levers and Guardrails: How Growth Is Being Built at Hippo

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Building a Glass Box Not a Black Box at Elara Spatial
Who Structures the Problem in AI-Assisted Insurance Decisions?
Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment
Workers’ Compensation’s Real Challenge: Orchestration

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Claims / Legal

Home Trend Report: Severity Reaches All-Time High, Frequency Declines

All Peril severity reached an all-time high in 2025, rising 25.9% from a year earlier, a new report on home insurance trends shows. LexisNexis Risk Solutions released its 2026 U.S. Home Trends ...

Tesla’s Cratering Cybertruck Sales Evoke Ford Edsel Comparisons

Ford Motor Co. introduced a car almost 70 years ago widely viewed as the greatest automotive flop of all time. Tesla Inc.'s Cybertruck may well be on its way to claiming that title. Ford's Edsel, ...

Waymo Driverless Cars Crash Less Than Human Drivers: IIHS Study

A new study shows that Waymo driverless cars are involved in fewer crashes than human drivers, but the federal system monitoring automated vehicles needs improvement, according to the Insurance ...

Berry Producer Driscoll’s Sued Over Alleged Use of Forever Chemicals

The world's largest berry company will have to face a class-action lawsuit for supposed "greenwashing" after it allegedly failed to disclose the risk or use of pesticides containing what are known as ...

This Year’s SCS Loss Totals Will Fall Below Average: KCC Analysis

According to a bulletin published by KCC, the risk modeling firm projects that severe convective storm losses for all of 2026 will drop below annual averages based on loss activity accumulated so far ...

Insurer Interest in AI Exclusions Growing as Risk Becomes Omnipresent

It's no surprise given the penetration of artificial intelligence into lives and businesses that it appears insurers are gearing up to exclude AI risk in some of their commercial liability policies. ...

As Parasite Spawned Chaos, Taylor Farms Slow-Walked Response

The U.S. Food and Drug Administration had apologized, Taylor Farms said in a post on X. An agency lab test linking its produce to the country's worst cyclosporiasis outbreak in decades was a false ...

Beyond the Weather News Bulletins: How Insurers Can Improve NatCat Responses

When a wildfire, hurricane, tornado or flood is unfolding, the news media plays a critical role in alerting local populations. But in the decade my colleagues and I have spent working through these ...

Montgomery v. Caribe Increases Litigation Activity, Not Shipper Exposure

A recent Supreme Court decision that is widely viewed as a significant development in transportation litigation is particularly worth examining in the context of negligent hiring claims against ...

The 24-Hour Window: The Race to Keep Claims Out of Litigation

In insurance, the first 24 hours after a claim is filed are often the most important. It is the carrier's best opportunity to make a strong first impression, establish trust and help policyholders ...
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Research & Whitepapers

Latest

  • Animals Cause More Than 350,000 Crashes Per Year: Report
  • China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
  • U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
  • Insurance AI’s Next Test: Can Carriers Trust the Data?
  • Stress Is Reshaping Americans’ Lives
  • Hawaii Likely Needs $1B in Disaster Recovery, Resilience Funds
  • Companies, Governments Fight Hacking Attempts in Rush to Patch PHP Flaws
  • AI Agents’ Access to Personal Information Raises Privacy Concerns

Contributors

Ben ChangViewpoint: Six Questions Every CIO Should Ask Before Their Next AI InvestmentKirk GarrettWhen Builder’s Risk Coverage Doesn’t Reach the Finish LineNeil SahotaViewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines TrustSean KevelighanFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California See Our Contributors

Features

  • Insurance AI’s Next Test: Can Carriers Trust the Data?

  • Building a Glass Box Not a Black Box at Elara Spatial

  • Who Structures the Problem in AI-Assisted Insurance Decisions?

  • Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment

  • Is Your Hiring Process a Dream or a Nightmare for Job Seekers?

  • Workers’ Compensation’s Real Challenge: Orchestration

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Selective Insurance Group, Inc.SIGI$96.61up+5.31%
Slide Insurance Holdings, Inc.SLDE$28.55up+2.88%
Enact Holdings, Inc.ACT$47.89up+2.07%
Ategrity Specialty Insurance Company HoldingsASIC$24.11up+1.30%
Universal Insurance Holdings, Inc.UVE$48.84up+0.91%
Company Symbol Close 1 Day Chg
Kinsale Capital Group, Inc.KNSL$364.49down-6.69%
Goosehead Insurance, Inc.GSHD$48.50down-4.19%
Mercury General CorporationMCY$102.85down-3.62%
RLI Corp.RLI$64.83down-3.25%
W. R. Berkley CorporationWRB$73.33down-2.94%
* As of October 23, 2026; Source: S&P Global Market Intelligence
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