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The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture
A Practical Blueprint: The Five Plays of an Innovation Culture
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Artificial Intelligence Is Rewriting the Rules for Commercial Lines
Poorer Americans Dropped Federal Flood Insurance When Rates Rose
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Unpacking a Consumer Intervenor’s Novel Idea
Trump Signs Order Seeking to Limit State-Level AI Regulation
Chubb, The Hartford, Liberty and Travelers Team Up on Surety Tech Co. Launch
Texas ID Restrictions Could Prevent Illegal Immigrants in U.S. From Buying, Registering Vehicles
Why Insurance Telematics Integrations Fail
How One MGU Grew Fivefold When Capacity Fled Cat-Prone Property Markets

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Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead
Rebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It
AI in Property/Casualty Insurance: Why Trusted Data Is the Missing Link
The Future of Knowledge in Insurance: From Training to AI-Powered Productivity

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Content from Elizabeth Blosfield

Elizabeth is Deputy Editor at Carrier Management. She hosts The Insuring Cyber Podcast and Between the Lines, a quarterly video series exploring topics in Carrier Management's latest magazine edition. Elizabeth can be reached at eblosfield@wellsmedia.com.

Gen AI Is Shaking Up Underwriting, But Can It Replace Human Judgment?

Artificial intelligence technology has continued to evolve, and it's affecting many areas of insurance from claims to underwriting to customer service, according to panelists at the 2025 PLUS D&O ...

Diversification, Risk Modeling Top of Mind for Carriers as Cyber Market Softens

As cyber insurance rates have begun to stabilize, insurance carriers are seeking more diversification to fuel their underwriting and growth strategies, according to panelists at this year's PLUS ...

‘Geoeconomic Fragmentation’ Challenges Insurers: Geneva Association

A January 2025 report from the Geneva Association, titled Insurance in a Fragmented World Economy, found that geopolitical tensions have driven the global economy toward "geoeconomic fragmentation." ...

California Wildfires Could Spark Insurance Moratoriums, Other Challenges

As wildfires continue to wreak havoc across California, experts say one part of the recovery process that is proving particularly challenging for high-net-worth ...

Generative AI: A Double Agent Serving Good and Evil in the World of Claims

Claims professionals need to adapt to the AI evolution at a fast pace as the same technologies used to fight claims fraud are also being used to perpetuate it, according ...

Zurich, Marsh McLennan Call for Public Partnerships to Close Cyber Gaps

A new report from Marsh McLennan and Zurich titled "Closing the cyber risk protection gap" is calling for a closer collaboration between the insurance industry and the public sector as cyber ...

Underwriting in a Politically Charged Climate

Just a few weeks before Carrier Management's third-quarter edition went to print, a shooting incident took place at a Butler, Pa., rally for former President Donald ...

Geopolitical, Election Risks Have Insurers on High Alert

Amid geopolitical turmoil and an unprecedented election year, insurers are reassessing their coverage strategies in response to the heightened risk of civil commotion, ...

The Double-Edged AI Sword: Spreading Misinformation and Detecting Threats

AI is the latest tool in a trend of bad actors trying to spread misinformation to alter opinions, sow discontent or erode trust during election cycles, said Kellam ...

Converge Insurance CEO Talks Focus, Innovation and Perseverance

Converge Insurance CEO Tom Kang said one of his most important pieces of advice for other InsurTechs is a seemingly obvious but often overlooked point, and that is to remember the insurance part of ...
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  • Colorado State Patrol Highlights Top 5 Cause of Winter Crashes
  • Cannabis Businesses Face Hurdles Accessing Big Banks Despite Reclassification
  • Deceptive Self-Driving Claims Prompt California to Threaten Tesla With 30-Day Sales License Suspension
  • AIG Partners With Amwins, Blackstone to Launch Lloyd’s Syndicate Using Palantir
  • Vantage Group to Be Acquired by Ackman-Backed Howard Hughes Holdings for $2.1B
  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines
  • Protective Gear Meant to Protect Firefighters May Hide New Chemical Danger
  • Odometer Fraud Sees 14% Jump in the Past Year

Contributors

David PerlaLegal Finance and Insurance: From Confusion to CollaborationAdolfo CanoviHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesMark Bernacki IIHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesTim SlevinExamining 5 Key Factors Fueling MGA Growth—and Emerging Challenges AheadKrista GlennRebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It See Our Contributors

Features

  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines

  • Viewpoint: Stable Operating Conditions Expected for European Insurers in 2026

  • How Carriers Are Pairing AI and Process Discipline to Drive Subrogation Outcomes

  • Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead

  • Unpacking a Consumer Intervenor’s Novel Idea

  • The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
TWFG, Inc.TWFG$28.60up+1.20%
Kingsway Financial Services Inc.KFS$12.80up+1.19%
Goosehead Insurance, IncGSHD$73.45up+0.90%
Slide Insurance Holdings, Inc.SLDE$18.72up+0.86%
Kinsale Capital Group, Inc.KNSL$399.29up+0.83%
Company Symbol Close 1 Day Chg
NI Holdings, Inc.NODK$13.92down-5.24%
James River Group Holdings, Inc.JRVR$6.26down-4.28%
Root, Inc.ROOT$73.88down-4.14%
Neptune Insurance Holdings Inc.NP$28.17down-3.89%
Bowhead Specialty Holdings Inc.BOW$28.00down-3.75%
* As of December 19, 2025; Source: S&P Global Market Intelligence
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