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Five AI Trends Reshaping Insurance in 2026
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Adapting Insurance Talent Models for a More Volatile, Tech-Driven Market
Artificial Intelligence Is Rewriting the Rules for Commercial Lines

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Content from David Bradford

David Bradford is a Principal of Iosis Consulting, providing services to insurance and reinsurance companies, MGAs and InsurTech firms seeking to achieve sustainable advantages in the competitive and rapidly changing commercial insurance market. Before creating Iosis, Bradford co-founded Advisen, a provider of data, media and technology solutions for the commercial property/casualty insurance market, where he served in a variety of executive roles and created and led Advisen’s media division as editor-in-chief. A 40-year veteran of the P/C industry, he started his career in reinsurance. Prior to co-founding Advisen in 2000, he served as head of treaty underwriting for Swiss Re’s North American Re. Reach him at dbradford@iosisconsulting.com.

Trade-Credit-as-a-Service: How Hokodo Is Fixing Small Biz Financing Pain Points

Most often, the concept of embedding insurance refers to a means of distribution—offering more or less traditional insurance coverages for products or services at the point of sale. For Hokodo, ...

Behind the Firewall: Underwriting Cyber Risk for Google Cloud Users

The best cyber underwriting information often is the least accessible. A thorough assessment of information security practices requires data from inside an organization's firewall, which is both ...

The Story of Salty: From Oxford U. to ‘Embedded Insurance’

Salty owns embedded insurance—literally. "EMBEDDED INSURANCE" is a trademark of Salty Dot Inc. Salty's SaaS platform enables carriers and their distribution partners to offer policies to insure ...

Swiss Insurer Baloise Moves Forward With Insurance Innovations

Swiss insurer Baloise may be nearly 160 years old, but it is a company with its eye on the future of insurance, including embedded insurance. Sibylle Fischer, Director of Strategic Venturing and ...

Creating New York’s X-Factor: Building an InsurTech Community

In less than one year, InsurTech NY has grown from an idea shared by founders David Gritz and Tony Lew into a vibrant hub for East Coast insurance entrepreneurs, insurers and investors. Q: Let's talk ...

Creating a Tradeable Market for Cyber Risk—and More: Q&A With AkinovA’s Founder Winand

London-based AkinovA represents itself as "the electronic marketplace for the transfer and trading of risk." Founded in 2017 by Henri Winand and Jean-Michel Paul, the first trade on the platform—a ...

Navigating a Risk Management Maelstrom: An Interview With JUUL Labs’ Head of Risk and Insurance

JUUL Labs, Inc. (JLI), an alternative cigarette company, went from startup to a $4 billion revenue company in just four years. As of September 2018, the company had more than 70 percent of the ...

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Latest

  • U.S., UK, and Canada Consumers Suffer the Most Data Breaches: Report
  • Federal Aviation Notice Warned of Slackline Before Deadly Arizona Helicopter Crash
  • Homeowners Critical of FAIR Plan, State Farm A Year After LA Wildfires
  • Berkshire Hathaway Raises New CEO Abel’s Salary to $25 Million
  • MAPFRE Accuses AAA of Violating Long-Time Exclusive Marketing Agreement
  • Is the AI Boom a Bubble Waiting to Pop? Here’s What History Says
  • Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction
  • Study Finds Rate of U.S. Coastal Sea Level Rise Doubled in the Past Century

Contributors

Nick LamparelliAdapting Insurance Talent Models for a More Volatile, Tech-Driven MarketVolker KudszusViewpoint: The 2026 Forecast for European Insurers Is Partly CloudyPraveen PachauryHow Insurers Can Avoid Post-Merger Technology FailureTim QueenFive AI Trends Reshaping Insurance in 2026Peter CroweAdapting Insurance Talent Models for a More Volatile, Tech-Driven MarketCraig WeberFive AI Trends Reshaping Insurance in 2026 See Our Contributors

Features

  • Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction

  • Five AI Trends Reshaping Insurance in 2026

  • Why ‘Good Enough’ Is Killing Insurance: The Hidden Cost of Satisficing

  • Slideshow: Carrier Management’s 2025 Top Editor’s Picks (Unlocked)

  • Carrier Management’s 2025 Top Insurance News Articles (Reader’s Picks)

  • AI, Litigation Funding and Market Crosscurrents: What CM Readers Cared About in 2025

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Global Indemnity Group, LLCGBLI$28.63up+2.91%
Kingsway Financial Services Inc.KFS$12.56up+1.87%
Ryan Specialty Holdings, Inc.RYAN$50.80up+1.01%
The Progressive CorporationPGR$215.16up+0.94%
Root, Inc.ROOT$76.47up+0.80%
Company Symbol Close 1 Day Chg
American Coastal Insurance CorporationACIC$11.31down-3.33%
Kinsale Capital Group, Inc.KNSL$397.45down-3.33%
American International Group, Inc.AIG$75.43down-3.17%
Universal Insurance Holdings, Inc.UVE$30.49down-3.08%
Neptune Insurance Holdings Inc.NP$26.69down-2.91%
* As of January 9, 2026; Source: S&P Global Market Intelligence
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