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  • Liberty Mutual Done with Fixing, On to Building
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P/C Industry Loss Reserves Redundant by More Than $20B: Assured Research
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JD Power: Homeowners Claims Satisfaction Rises as Repair Times Improve
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U.S. Home Insurance Prices Set to Keep Rising With Severe Weather
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State Farm’s California Homeowners Rate Request: It’s Settled — Almost
RLI Now Has ‘A++’ Rating from AM Best
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
State Farm Inked $1.5B Underwriting Profit for 2025; HO Loss Persists
Liberty Mutual ‘Shifting from Fixing to Building’ in 2026, CEO Says
AI Claim Assistant Now Taking Auto Damage Claims Calls at Travelers

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Investor Chicken Little and the AI Sales Channel: OpenAI Insurance Apps Trigger Uncertainty
Getting to the How and Why: AI Shows Its Work
Predicting the Insurability of Prediction Markets
Myth vs. Reality: How Insurers Compete With Tech Giants on Customer Experience

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Content from David Bradford

David Bradford is a Principal of Iosis Consulting, providing services to insurance and reinsurance companies, MGAs and InsurTech firms seeking to achieve sustainable advantages in the competitive and rapidly changing commercial insurance market. Before creating Iosis, Bradford co-founded Advisen, a provider of data, media and technology solutions for the commercial property/casualty insurance market, where he served in a variety of executive roles and created and led Advisen’s media division as editor-in-chief. A 40-year veteran of the P/C industry, he started his career in reinsurance. Prior to co-founding Advisen in 2000, he served as head of treaty underwriting for Swiss Re’s North American Re. Reach him at dbradford@iosisconsulting.com.

Trade-Credit-as-a-Service: How Hokodo Is Fixing Small Biz Financing Pain Points

Most often, the concept of embedding insurance refers to a means of distribution—offering more or less traditional insurance coverages for products or services at the point of sale. For Hokodo, ...

Behind the Firewall: Underwriting Cyber Risk for Google Cloud Users

The best cyber underwriting information often is the least accessible. A thorough assessment of information security practices requires data from inside an organization's firewall, which is both ...

The Story of Salty: From Oxford U. to ‘Embedded Insurance’

Salty owns embedded insurance—literally. "EMBEDDED INSURANCE" is a trademark of Salty Dot Inc. Salty's SaaS platform enables carriers and their distribution partners to offer policies to insure ...

Swiss Insurer Baloise Moves Forward With Insurance Innovations

Swiss insurer Baloise may be nearly 160 years old, but it is a company with its eye on the future of insurance, including embedded insurance. Sibylle Fischer, Director of Strategic Venturing and ...

Creating New York’s X-Factor: Building an InsurTech Community

In less than one year, InsurTech NY has grown from an idea shared by founders David Gritz and Tony Lew into a vibrant hub for East Coast insurance entrepreneurs, insurers and investors. Q: Let's talk ...

Creating a Tradeable Market for Cyber Risk—and More: Q&A With AkinovA’s Founder Winand

London-based AkinovA represents itself as "the electronic marketplace for the transfer and trading of risk." Founded in 2017 by Henri Winand and Jean-Michel Paul, the first trade on the platform—a ...

Navigating a Risk Management Maelstrom: An Interview With JUUL Labs’ Head of Risk and Insurance

JUUL Labs, Inc. (JLI), an alternative cigarette company, went from startup to a $4 billion revenue company in just four years. As of September 2018, the company had more than 70 percent of the ...

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Latest

  • JD Power: Homeowners Claims Satisfaction Rises as Repair Times Improve
  • Investor Chicken Little and the AI Sales Channel: OpenAI Insurance Apps Trigger Uncertainty
  • P/C Industry Loss Reserves Redundant by More Than $20B: Assured Research
  • Loss Trends Outpacing Pricing Assumptions: Other Liability Analysis
  • New FAA Protocol Addresses Helicopter, Plane Safety at Airports
  • U.S. Auto Safety Agency Deepens Probe into Tesla’s Self-Driving Technology
  • Questions Surround California DMV’s Lack of Reckless Driver Investigations
  • U.S. Home Insurance Prices Set to Keep Rising With Severe Weather

Contributors

Daniel HofmeisterViewpoint: Runoff Specialists Have Evolved Into Key Strategic Partners for InsurersLaura BoettcherGender Balance as a Business StrategyLeslie SapienzaReal Customer Connections: What Valentine’s Day Teaches InsurersChad LangfordWhy Claims AI Build vs. Buy Decisions So Often Miss the MarkGary McGeddyLessons From 25 Years Leading Accident & Health at Crum & ForsterKate DombrowskiFrom Skill to System: The Next Chapter in Insurance Claims Negotiation See Our Contributors

Features

  • Investor Chicken Little and the AI Sales Channel: OpenAI Insurance Apps Trigger Uncertainty

  • Getting to the How and Why: AI Shows Its Work

  • Predicting the Insurability of Prediction Markets

  • Myth vs. Reality: How Insurers Compete With Tech Giants on Customer Experience

  • The Trillion-Dollar Gap: How User-Centered Design Built Tech’s Giants—and Why Insurance Must Follow

  • How Artificial Intelligence Is Changing Cyber Risk in 2026

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
The Progressive CorporationPGR$202.68up+0.75%
Enact Holdings, Inc.ACT$40.64up+0.54%
NI Holdings, Inc.NODK$13.02up+0.46%
Safety Insurance Group, Inc.SAFT$72.40up+0.46%
Root, Inc.ROOT$44.74up+0.34%
Company Symbol Close 1 Day Chg
TWFG, Inc.TWFG$18.22down-6.37%
Goosehead Insurance, Inc.GSHD$42.21down-6.20%
Kinsale Capital Group, Inc.KNSL$326.72down-6.20%
James River Group Holdings, Inc.JRVR$6.06down-5.46%
Kingsway Financial Services Inc.KFS$10.22down-4.84%
* As of March 19, 2026; Source: S&P Global Market Intelligence
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  • Liberty Mutual Done with Fixing, On to Building
  • Fixing Claims Negotiation (Part 5)
  • Ultra-Processed Foods: Will Risk Cause Insurers Indigestion?
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