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Unpacking a Consumer Intervenor’s Novel Idea
Aon Adds to List of Brokers Suing Howden US for Alleged Poaching, Theft
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The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture
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Texas ID Restrictions Could Prevent Illegal Immigrants in U.S. From Buying, Registering Vehicles
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Why Insurance Telematics Integrations Fail

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Rebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It
AI in Property/Casualty Insurance: Why Trusted Data Is the Missing Link
The Future of Knowledge in Insurance: From Training to AI-Powered Productivity
6 Warning Signs for Insurers: How to Anticipate, Respond to Pipe Freezes

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Content from David Bradford

David Bradford is a Principal of Iosis Consulting, providing services to insurance and reinsurance companies, MGAs and InsurTech firms seeking to achieve sustainable advantages in the competitive and rapidly changing commercial insurance market. Before creating Iosis, Bradford co-founded Advisen, a provider of data, media and technology solutions for the commercial property/casualty insurance market, where he served in a variety of executive roles and created and led Advisen’s media division as editor-in-chief. A 40-year veteran of the P/C industry, he started his career in reinsurance. Prior to co-founding Advisen in 2000, he served as head of treaty underwriting for Swiss Re’s North American Re. Reach him at dbradford@iosisconsulting.com.

Trade-Credit-as-a-Service: How Hokodo Is Fixing Small Biz Financing Pain Points

Most often, the concept of embedding insurance refers to a means of distribution—offering more or less traditional insurance coverages for products or services at the point of sale. For Hokodo, ...

Behind the Firewall: Underwriting Cyber Risk for Google Cloud Users

The best cyber underwriting information often is the least accessible. A thorough assessment of information security practices requires data from inside an organization's firewall, which is both ...

The Story of Salty: From Oxford U. to ‘Embedded Insurance’

Salty owns embedded insurance—literally. "EMBEDDED INSURANCE" is a trademark of Salty Dot Inc. Salty's SaaS platform enables carriers and their distribution partners to offer policies to insure ...

Swiss Insurer Baloise Moves Forward With Insurance Innovations

Swiss insurer Baloise may be nearly 160 years old, but it is a company with its eye on the future of insurance, including embedded insurance. Sibylle Fischer, Director of Strategic Venturing and ...

Creating New York’s X-Factor: Building an InsurTech Community

In less than one year, InsurTech NY has grown from an idea shared by founders David Gritz and Tony Lew into a vibrant hub for East Coast insurance entrepreneurs, insurers and investors. Q: Let's talk ...

Creating a Tradeable Market for Cyber Risk—and More: Q&A With AkinovA’s Founder Winand

London-based AkinovA represents itself as "the electronic marketplace for the transfer and trading of risk." Founded in 2017 by Henri Winand and Jean-Michel Paul, the first trade on the platform—a ...

Navigating a Risk Management Maelstrom: An Interview With JUUL Labs’ Head of Risk and Insurance

JUUL Labs, Inc. (JLI), an alternative cigarette company, went from startup to a $4 billion revenue company in just four years. As of September 2018, the company had more than 70 percent of the ...

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Latest

  • Unpacking a Consumer Intervenor’s Novel Idea
  • Aon Adds to List of Brokers Suing Howden US for Alleged Poaching, Theft
  • Fifth La Niña in Six Years to Disrupt Crops and Supply Chains
  • Jury Orders Johnson & Johnson to Pay $40M in Latest Talc Trial
  • Insurance Covers Settlement Paid by Stocks Instead of Money: Delaware High Court
  • Bill Seeks Phase-Out of Chinese Sensors in Self-Driving Cars; Hack Risk Feared
  • Washington Faces Historic Floods That Have Washed Away Homes, Stranded Families
  • The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture

Contributors

Ashley Ballard6 Warning Signs for Insurers: How to Anticipate, Respond to Pipe FreezesAjay KelshikerDemystifying the Data Landscape: Lake, Warehouse and Lakehouse ExplainedMark PizziExecutive Utterances: On PresentingDavid PerlaLegal Finance and Insurance: From Confusion to CollaborationGuy MoasThe Future of Knowledge in Insurance: From Training to AI-Powered ProductivityKrista GlennRebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It See Our Contributors

Features

  • Unpacking a Consumer Intervenor’s Novel Idea

  • The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture

  • A Practical Blueprint: The Five Plays of an Innovation Culture

  • Viewpoint: Mapping Evolving Regulatory Terrain for MGAs, MGUs and Other DUAEs

  • Rebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It

  • Legal Finance and Insurance: From Confusion to Collaboration

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
NI Holdings, Inc.NODK$14.38up+3.60%
The Hartford Insurance Group, Inc.HIG$138.67up+2.49%
The Allstate CorporationALL$211.94up+2.30%
The Travelers Companies, Inc.TRV$290.59up+1.85%
Selective Insurance Group, Inc.SIGI$83.74up+1.75%
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$75.07down-3.57%
Slide Insurance Holdings, Inc.SLDE$17.47down-2.78%
Goosehead Insurance, IncGSHD$76.37down-1.88%
Skyward Specialty Insurance Group, Inc.SKWD$48.80down-1.83%
TWFG, Inc.TWFG$28.50down-1.69%
* As of December 15, 2025; Source: S&P Global Market Intelligence
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