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Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results

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Navigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires
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Negotiation by Design: Why Writing Beats Talking
Why ‘Good Enough’ Is Killing Insurance: The Hidden Cost of Satisficing

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Content from David Bradford

David Bradford is a Principal of Iosis Consulting, providing services to insurance and reinsurance companies, MGAs and InsurTech firms seeking to achieve sustainable advantages in the competitive and rapidly changing commercial insurance market. Before creating Iosis, Bradford co-founded Advisen, a provider of data, media and technology solutions for the commercial property/casualty insurance market, where he served in a variety of executive roles and created and led Advisen’s media division as editor-in-chief. A 40-year veteran of the P/C industry, he started his career in reinsurance. Prior to co-founding Advisen in 2000, he served as head of treaty underwriting for Swiss Re’s North American Re. Reach him at dbradford@iosisconsulting.com.

Trade-Credit-as-a-Service: How Hokodo Is Fixing Small Biz Financing Pain Points

Most often, the concept of embedding insurance refers to a means of distribution—offering more or less traditional insurance coverages for products or services at the point of sale. For Hokodo, ...

Behind the Firewall: Underwriting Cyber Risk for Google Cloud Users

The best cyber underwriting information often is the least accessible. A thorough assessment of information security practices requires data from inside an organization's firewall, which is both ...

The Story of Salty: From Oxford U. to ‘Embedded Insurance’

Salty owns embedded insurance—literally. "EMBEDDED INSURANCE" is a trademark of Salty Dot Inc. Salty's SaaS platform enables carriers and their distribution partners to offer policies to insure ...

Swiss Insurer Baloise Moves Forward With Insurance Innovations

Swiss insurer Baloise may be nearly 160 years old, but it is a company with its eye on the future of insurance, including embedded insurance. Sibylle Fischer, Director of Strategic Venturing and ...

Creating New York’s X-Factor: Building an InsurTech Community

In less than one year, InsurTech NY has grown from an idea shared by founders David Gritz and Tony Lew into a vibrant hub for East Coast insurance entrepreneurs, insurers and investors. Q: Let's talk ...

Creating a Tradeable Market for Cyber Risk—and More: Q&A With AkinovA’s Founder Winand

London-based AkinovA represents itself as "the electronic marketplace for the transfer and trading of risk." Founded in 2017 by Henri Winand and Jean-Michel Paul, the first trade on the platform—a ...

Navigating a Risk Management Maelstrom: An Interview With JUUL Labs’ Head of Risk and Insurance

JUUL Labs, Inc. (JLI), an alternative cigarette company, went from startup to a $4 billion revenue company in just four years. As of September 2018, the company had more than 70 percent of the ...

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Latest

  • Vehicle Thefts Dropped 25% in Arizona Last Year
  • Researchers Warn Open-Source AI Models Vulnerable to Criminal Misuse
  • Bomb Cyclone Expected This Weekend for East Coast, Southern U.S.
  • North American Risk Professionals See Average 11% Salary Increase
  • How to Give Your Brain a Post-Holiday Reset
  • How Americans Are Using AI at Work: Gallup Poll
  • Flood Risk Misconceptions Drive Underinsurance: Chubb
  • A Lean Lens on Legal Bill Review: Keeping the Insured at the Center

Contributors

Craig WeberFive AI Trends Reshaping Insurance in 2026Nick LamparelliNavigating Seasonal Spikes in Insurance: Lessons From the 2025 LA WildfiresPeter CroweNavigating Seasonal Spikes in Insurance: Lessons From the 2025 LA WildfiresPraveen PachauryHow Insurers Can Avoid Post-Merger Technology FailureCayce LynchNegotiation by Design: Why Writing Beats TalkingTim QueenFive AI Trends Reshaping Insurance in 2026 See Our Contributors

Features

  • A Lean Lens on Legal Bill Review: Keeping the Insured at the Center

  • Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality

  • Navigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires

  • Six Forces That Will Reshape Insurance in 2026

  • Negotiation by Design: Why Writing Beats Talking

  • Emerging Risks to Watch: Space Weather, Quantum Sensors, and Digital Addiction

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Slide Insurance Holdings, Inc.SLDE$17.23up+2.80%
Ryan Specialty Holdings, Inc.RYAN$48.28up+2.07%
The Hartford Insurance Group, Inc.HIG$135.06up+2.03%
Safety Insurance Group, Inc.SAFT$78.70up+1.97%
AMERISAFE, Inc.AMSF$37.61up+1.79%
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$86.73down-4.98%
Employers Holdings, Inc.EIG$43.62down-2.42%
Hippo Holdings Inc.HIPO$29.80down-2.30%
Neptune Insurance Holdings Inc.NP$25.50down-1.92%
Goosehead Insurance, Inc.GSHD$61.84down-1.40%
* As of January 30, 2026; Source: S&P Global Market Intelligence
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