Content from Chad Hemenway
Premium Slowdown, Inflation Factors to Lead to Higher P/C Combined Ratio: AM Best
Success for the property/casualty industry in 2025 was marked by rate increases and investment income, but plateauing or softening rates in many lines of business may pressure financial results in ...
AIG’s Zaffino: Outcomes From AI Use Went From ‘Aspirational’ to ‘Beyond Expectations’
American International Group (AIG) made substantial progress in artificial intelligence within the last year, and its outcomes and capabilities are more than previously predicted. The insurer during ...
AIG Underwriting Income Up 48% in Q4 on North America Commercial
Fourth-quarter 2025 underwriting income in American International Group's (AIG) General Insurance segment increased 48% compared with the prior year, to $670 million. The unit, which includes North ...
A 10-Year Wait for Autonomous Vehicles to Impact Insurers, Says Fitch
Fitch Ratings said it does not expect autonomous vehicles (AVs) to "have any meaningful impact" on insurers in the next decade. Therefore, impacts to credit ratings will be modest. However, over ...
Allstate CEO Wilson Takes on Affordability Issue During Earnings Call
Allstate posted significantly higher net and underwriting income for fourth-quarter and full-year 2025. With affordability top of mind, that leads to questions about excessive profits. Similar to ...
Chubb CEO Greenberg on Personal Insurance Affordability and Data Centers
Presumably, many insurers in the next couple of weeks will continue to announce very favorable quarterly and full-year earnings—the kind of numbers that could draw the attention of legislators and ...
After Falling 6% in 2025, Average Auto Insurance Cost Will Stabilize in 2026, Says Insurify
Consumers of auto insurance in the U.S. received a respite overall from several years of premium increases, but don't tell that to drivers in some states and don't look for it to continue. According ...
Winter Storm Fern to Cost $4B to $6.7B in Insured Losses: KCC, Verisk
January's Winter Storm Fern caused insured losses of $6.7 billion, making it one of the costliest winter storms since 1950, according to catastrophe modeler KCC. The tally includes privately insured ...