External Perspective
Lemonade, Root and Metromile: Can David Challenge Goliath With No Sling?
Continuing a series in which we evaluate and discuss the financial performance and operating results of the InsurTech carrier trio of Lemonade, Root and Metromile, we find continued growth and ...
Opinion: States Unwise to Tackle Climate Change by Suing Big Oil
A growing number of cities and states want to turn climate change lawsuits against oil companies into the next tobacco or opioid litigation. In principle, that seems like a truly terrible idea. Such ...
What Do Power Outages, Wildfires and Vaping Bans Have in Common?
Power outages, wildfires and vaping bans do not appear similar at all, but in the rush to protect consumers and constituents from harm, companies and state legislators may be creating an entirely ...
Opinion: Climate Change Risks for Homebuyers Old and New
Climate change poses risks to real estate that homebuyers may not be able to predict. As sea level rises, coastal properties, for example, may be subject to increased flooding and intensifying storm ...
Taking the Digital Route to Lower Commercial Auto Losses
It's an unfortunate truth that commercial automobile insurance hasn't been a profitable line of business for years. According to industry reports, even though commercial auto rates increased for 31 ...
How to Boost Performance: McKinsey IDs Strategies of Top-Tier Profit Makers
Most insurance companies aren't bold enough in their strategies to boost profits, according to a recent report from McKinsey & Company, which also says that industry CEOs must lead the way to ...
Innovation Not Only for the Young; Creativity Peaks in Mid-50s: Research
If you believe that great scientists are most creative when they're young, you are missing part of the story. A new study of winners of the Nobel Prize in economics finds that there are two different ...
Another ‘Team Project’? Snap Judgments, Leader Expectations Impact Results
Hearing the words "team project" can spark fear in the hearts of business professionals. Does this initial negative perception mean that the project is doomed from the start? Dustin Sleesman, ...